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Insurance companies cannot refuse a quote based on your age anymore!

Comments

  • #2
    byte
    Moderators, Regional North West Moderators Posts: 19,174 Mod ✭✭✭✭byte
    byte


    Hardly make much difference as all they've to do is give you a mental quote! :rolleyes:

    My insurance with Quinn is under €1300 but my quote from AXA (I'm 27 btw) was €2600!! :o


  • #3
    Blitzkrieger
    Registered Users, Registered Users 2 Posts: 6,665 ✭✭✭Blitzkrieger


    Theoritically they never could. I think the law used to be that the third insurance company you approached had to give you a quote, no matter what. Of course there never was anything stoping them quoting €10,000.


  • #4
    Victor
    Registered Users, Registered Users 2 Posts: 78,655 ✭✭✭✭Victor


    Originally posted by Blitzkrieger
    Theoritically they never could. I think the law used to be that the third insurance company you approached had to give you a quote, no matter what. Of course there never was anything stoping them quoting €10,000.
    They could, however there was some organisation where you could appeal and they would nominate a company (selected by rotation) that had to give you a quote, but as you say that quote may be....


  • #5
    Borzoi
    Registered Users, Registered Users 2 Posts: 2,874 ✭✭✭Borzoi


    The gist of the Irish Times report is that the insurance companies are not able to discriminate on age only and refuse a driver cover, that they must quote, but that they can load the premium based on sound actuarial data - and apparently RSA's data was bogey.


  • #6
    MadsL
    Registered Users, Registered Users 2 Posts: 20,299 ✭✭✭✭MadsL


    Refuse to answer any marital status question put to you, also illegal.


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