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AIB graduate account

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  • 23-10-2003 9:16pm
    #1
    skywalker_208
    Registered Users Posts: 1,350 ✭✭✭


    I have an AIB student account and also a mastercard. they have renewed it automatically every year however i have graduated this year so am no longer a student.. will they still renew it automatically? or will i have to upgrade to the graduate package?

    has anyone upgraded to the graduate package? and if so what are the differences between this and the student one?


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    #2
    sceptre
    Registered Users Posts: 19,608 ✭✭✭✭sceptre


    I'm a BOI customer but I'm fairly sure the differences are minimal. The graduate package gives you free banking for a further two years. They'll "upgrade" you eventually themselves. The credit card will renew itself forever unless you give them good reason not to.


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    #3
    oneweb
    Registered Users Posts: 3,137 ✭✭✭oneweb


    AIB cold-called me re:upgrading to graduate account. 18 months' free banking, yay! :):D You should call the student advisor in your local branch.

    It is what it's.



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    #4
    Imposter
    Registered Users Posts: 4,666 ✭✭✭Imposter


    Unless you want something from them that you can't get from the student account, keep quiet. Once they figure out you're a graduate you should get get 2 more years (I thought it was 18 months) free banking.


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    #5
    Jokah
    Registered Users Posts: 467 ✭✭Jokah


    I am on the graduate account in AIB and its excellent...

    I was on the student package for a while but then I had to fill out forms etc because I started working. I have about 9 months left to go on the graduate account and the no charges thing is great.....

    But because I work for the banks I will have free banking until I leave my current job :D


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    #6
    skywalker_208
    Registered Users Posts: 1,350 ✭✭✭skywalker_208


    so is there any difference with the credit card on a graduate account? ie do they up the limit from 300? i cud do with a higher limit (but not too much higher! :) )


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    #7
    Jokah
    Registered Users Posts: 467 ✭✭Jokah


    As far as I know they only increase your spending power if you are a frequent user of the credit credit card. I.e. they look at your spending trends and increase your limit accordingly.

    Higher limits are great, but also very dangerous.....

    Personally I would be better off with lower limit to curb spending:p

    But it depends on how disciplined you are in paying off the debt incurred on your account. :rolleyes:


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    #8
    gimme
    Closed Accounts Posts: 85 ✭✭gimme


    aib automatically give you a 500 euro overdraft aswell when you go graduate.


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    #9
    Jokah
    Registered Users Posts: 467 ✭✭Jokah


    Ouch......talk about encouraging debt......


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    #10
    michaelanthony
    Closed Accounts Posts: 741 ✭✭✭michaelanthony


    Originally posted by gimme
    aib automatically give you a 500 euro overdraft aswell when you go graduate.

    No they don't. You have to apply for it.


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