cheap insurance

coolio_64

Dear All,

Where is the best place to get a competitive quote for a low powered car.
Third Party Insurance

Personal Details:
21 years old.
Have full clean driving licence for last 3 years.
No penalty points.
County: Galway

Is a commercial vehicle cheaper to insure than a car?

Much appreciated

ford fiesta

You are a prime candidate for doing the Hibernian ignition course, Ring Hibernian, get a quote with and without having passed the Ignition course.

If it is cheaper(which is not always the case) than the other insurance companies, go for it. You have nothing to lose.

coolio_64

is a commercial vehicle cheap to insure than a car?

Nuttzz

Originally posted by coolio_64
is a commercial vehicle cheap to insure than a car?

no they are more expensive, lads carrying others in the boot unsecured helped ruin that

cormie

My friend who is 20yrs old was quoted 1.7K on his mums thingy while I'm paying 3.6 for mine, both 1l, I'm 19, he's 20, he lives in Dublin, I'm in Bray (wicklow) both 3rd party, he's been insured on a motorbike for half a year, this is my first licence ever. His is a ford fiesta car van, mine is a nissan micra.

coolio_64

Does anyone know where you could get a very cheap quote.

My brother wants to get on the road!!

nxbyveromdwjpg

your dreaming

trotter_inc

Have you tried Quinn Direct yet? Im 23, 1st provisional driver with 1 1.3L Mitsubishi Colt and Im quoted with 3,000 with them which is pretty good seeing as its my first time driving. Might be worth trying them.

bizmark

Originally posted by trotter_inc
Im quoted with 3,000 with them

And

which is pretty good

= :eek: we really are getting used to being shaffted up the rear end by those insuarance companys arent we

trotter_inc

Yeah I know - I was expecting to pay more - but hey... we're lads - what do we expect!!??

coolio_64

ANY MORE PLACES WHERE YOU CAN GET CHEAP QOUTES

tHANKS FOR THE REPLIES

Atomic Pineapple

hehe try moving to australia, the goverment over there cover you for 3rd party fire and theft when you pay your tax, its something like $500 for a young male driving a 1.4l - 1.6l powered car. cant be specific, a colleague from work was over there for a year and he told me this.

I always thought this was a good idea, and never knew why more goverments didnt offer a service like this!?

Armadillo

hehe try moving to australia, the goverment over there cover you for 3rd party fire and theft when you pay your tax, its something like $500 for a young male driving a 1.4l - 1.6l powered car. cant be specific, a colleague from work was over there for a year and he told me this.

I reckon anywhere outside the Rep of Eire is cheaper for Insurance.
Brokers are obliged by law to provide you with the best possible quote that they can get but as seen from a Prime Time programme in the past month, you are better of doing the work yourself and spend a couple of hours with the yellow pages. This country is corrupt - no doubt. :dunno:

Atomic Pineapple

Originally posted by dodger
This country is corrupt - no doubt. :dunno:

too true

seanybiker

300 isnt bad one of my friends got insured on a 1 litre polo or 1.1 whichever, but he actually paid 6070 for the insurance, i think he's a bit mad. he is only 18 though but still.


my other friend is 19 he is driving a pug 106 gti and is paying 6800 with a full licence, but what wo8uld you expect for a fast car. stil high.

coolio_64

its madness paying that sort of insurance!!

anyone got other tips!!

ArphaRima

You are a prime candidate for doing the Hibernian ignition course, Ring Hibernian, get a quote with and without having passed the Ignition course.

As far as I can recall you have to have passed your driving test in the last 12 months. You have 3 years driving with a full licence.

seanybiker

if you get an address to use in the north could you use that and get insured from the north. but i suppose if you could do that , we'd have it done. okay nobody understood what i said, it sounds ok in me head just looks weird typerd, ah well.

coolio_64

thanks seanybiker

any other avenues?

Villain

Mate got insured with Quinn Direct for €2200 on a 00 VW Caddy 1.9 D commercial insurance, it was his first policy and he is 22 with a Provisional licence!!!

coolio_64

thats ounds good very good.

whats his occupation?

Villain

Originally posted by coolio_64
thats ounds good very good.

whats his occupation?

Woodturner, but he tried with carpenter and it was the same

coolio_64

thanks for that irish1,

anyone else got more quotes?

Villain

Originally posted by coolio_64
thanks for that irish1,

anyone else got more quotes?

No bother, AXA and some others won't quote you for commericial insurance unless you have a full licence.

Quinn are going to be your best bet I'd say

coolio_64

what are the 6 insurance companies in ireland?

Villain

Originally posted by coolio_64
what are the 6 insurance companies in ireland?

Open the goldenpages!!:D

Have you got an quotes yet???

Kermitt

i reckon quinn direct is the best bet, you'll only get 3rd party, but it'll be cheap. i'm with hibernian ignition thing on a 98 polo, i'm 20 and i pay 3200 comprehensive, so they're not too bad, but ignition discount is only for first year.. found that out the hard way.

kink933766

Holy C*@p - that's not nice at all...

I wasn't aware the the ignition discount was only for the first year - that mean that my insurance in going to go up pretty soon., ,. and I just got myself a 1.5 .,.argh!!!

98 Honda Civic 1.5ILS = 2k 3rd party theft and fire.

thegills

Axa, Eagle Star, AA, Allianz all do car insurance.

Can you not go as a named driver on a relatives insurance?? i.e. Transfer the car ownership to your Mother. She gets the insurance with you as named driver. Only draw back is you won't build up a no-claims bonus for what its worth.

Kermitt

trouble with going on parents name as u said is no caims is gone out the window, and if your mam buys a car, ahe cant insure two cars under her name in a private policy, then you're screwed. i say ,take the hit and insure young, it'll pay off in the long run.

coolio_64

thanks for everything.

so what would be the best car or van to have before my brother rings them up?

cheers