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Change Insurance Company

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  • 16-04-2004 10:58am
    #1
    yop
    Moderators, Home & Garden Moderators, Regional Midwest Moderators, Regional West Moderators Posts: 16,724 Mod ✭✭✭✭


    Lads

    Can I change my car insurance half way through the year?? I started my policy in September and am paying 1090 Euro fully comp.
    Did a few online quotes and just one stood out at been for 805 Euro for the same.

    So can i change now to these guys??

    Thanks


Comments

  • Options
    #2
    DaithiSurfer
    Closed Accounts Posts: 843 ✭✭✭DaithiSurfer


    I know someone who tried to do this and he told me this.
    You have to pay a penalty. about €40 or so to cancel a policy.
    The big draw back though is that you will lose the 6 months no claims bonus you have so far in the year.

    It may not be the same with all insurers though.


  • Options
    #3
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Yes you can change, but the insurance co your with now will try to stop you by charging you a huge cancellation charge.


  • Options
    #4
    Kell
    Closed Accounts Posts: 2,479 ✭✭✭Kell


    Nothing stopping you looking around but DO check the T's & C's of your policy. I had the unfortunate episode of cancelling six months into a policy. I fully expected the refund to be pro rata i.e. half of what I paid back and was then told that as I had cancelled within the first year I would be paid a descretionary amount back.

    So after paying €2000 for a policy and having it for six months I got back a whopping €590.

    Go figure.

    K-


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