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Classic Insurance calculation?

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  • 15-06-2004 11:40am
    #1
    spockety
    Moderators, Education Moderators Posts: 5,468 Mod ✭✭✭✭


    Just wondering if anyone here has experience of insuring a classic car, what the criteria are for calculating the premium?

    Is it like normal insurance in that all cars a grouped according to power, value, weight, etc, or is it simpler and all cars cost the same to insure, but things like home address or age are the factors?


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    #2
    Kersh
    Registered Users Posts: 2,894 ✭✭✭Kersh


    Believe it or not, I actually got a quote off a company for a classic car. I met all their criteria - age 25+, own another insured car, full clean driver licence held 5 years, car was over 20 years old- the quote was for 535 eur tpft, or 812 eur fully comp.
    So I bought my car, got back on to them, and they would not honour it as I should have been told that for the particular car I wanted, I had to be 30.
    So they have car criteria to begin with.
    In the end we got a garage policy.


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    #3
    Silvera
    Registered Users Posts: 4,033 ✭✭✭Silvera


    visit eforecourt.ie (or .com) for info on classic cars/insurance companies.


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    #4
    Quigs Snr
    Registered Users Posts: 4,154 ✭✭✭Quigs Snr


    Go to Carole Nash for a quote.

    You need to be over 25, full clean license with a full time car insured and also a member of a classic car club.

    The car needs to be over 20, engine size, left or right hand drive, convertible or not, it doesn't matter.

    I am 28 full license, 5 yrs no claims, insured on another car, joined a vintage club for about 20 Euro, and got a quote (2000 miles per year, I mean who's counting) on a 77 Triumph Spitfire 1.5 convertible of 299 Euro 3rd party, or 359 fully comp.


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    #5
    Kersh
    Registered Users Posts: 2,894 ✭✭✭Kersh


    Carole Nash is the company I was on to, If its a 911 you want, you have to be 30. So I dont know what other cars require you to be 30 to get a classic policy with them. And get the guys name, and a faxed quote, not that it helped my case...


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