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Credit/Laser Card Charges

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  • 25-07-2004 5:26pm
    #1
    Cork
    Registered Users Posts: 3,924 ✭✭✭


    Can business's charge a customer for accepting payment via Credit/Laser Card ?


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    #2
    alleepally
    Closed Accounts Posts: 2,027 ✭✭✭alleepally


    Yep, they can. Very uncommon mind you but it's an added cost of doing business and it's up to the retailer to decide.


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    #3
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Originally posted by Cork
    Can business's charge a customer for accepting payment via Credit/Laser Card ?

    Yes, and as much as they pretty well like.


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    #4
    MadsL
    Registered Users Posts: 20,299 ✭✭✭✭MadsL


    Ryanair charge e2.50 per segment so a return flight will cost an additional fiver if you pay with a credit card. 1.20 for a return flight with a debit card - and guess what, even as a supposedly 'Irish' airline, they still refuse to take Laser. They have even refused to take cash before now!

    Disgrace. Should be an upper limit to this kind of thing.


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    #5
    eth0_
    Registered Users Posts: 10,846 ✭✭✭✭eth0_


    So what? You get an extra charge for paying via credit card or debit card with ticketmaster, why not for flight tickets?
    I really hate all the griping about Ryanair, if they didn't charge for plastic transactions the flight prices would have to be raised, you're going to pay for it in *some* way.

    And btw you can book and pay for ryanair flights in quite a few tourist offices/travel agents and pay in cash. There's one such place in Belfast's Central Station, for instance.


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    #6
    0utshined
    Closed Accounts Posts: 1,746 ✭✭✭0utshined


    Originally posted by Cork
    Can business's charge a customer for accepting payment via Credit/Laser Card ?

    No they can't, or rather they shouldn't but do. They are breaking their merchant agreement if they charge a customer a fee for using a credit card. You can get a refund from your card company if your bill shows €X for the service/good and €Y for a credit card processing fee. It has to say the fee was specifically for using your card though.

    0

    **Edit : This was the case two years ago. I'm assuming it still is but I may be wrong.


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    #7
    eth0_
    Registered Users Posts: 10,846 ✭✭✭✭eth0_


    So how come massive companies like Ticketmaster and Ryanair and other airlines can get away with charging for plastic transactions?
    Are there different rules for online transactions?


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    #8
    midget lord
    Closed Accounts Posts: 956 ✭✭✭midget lord


    i bought two tickets for the frames gig in marley park with my laser card and was charge 10 euro by ticketbastard. I felt violated.


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    #9
    Sleipnir
    Registered Users Posts: 5,514 ✭✭✭Sleipnir


    They can charge you as they are charged by the credit card company for the service.
    After all, they get a guaranteed payment without the risk of having the cash aster a transaction (which can be stolen and is, to a large extent, untraceable).

    Ryanair's method is a little underhanded, they make the ticket price
    appear cheaper, but then up the other charges. This was fine when it was optional (like on-board snacks) but it's for credit card bookings it's
    per-person, per-flight. Which means if you but two tickets to Pisa via Standsted you pay
    €2.50 each to Standsted - €5
    €2.50 each to Pisa - €5
    €2.50 each from Pisa - €5
    €2.50 each from standsted - €5

    Now, Visa (or whoever) charge per transaction so Ryanair make a profit from the transaction which to my mind is wrong. Visa certainly don't charge the merchant €20 for one transaction!


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    #10
    Victor
    Registered Users Posts: 78,371 ✭✭✭✭Victor


    Originally posted by Sleipnir
    Now, Visa (or whoever) charge per transaction so Ryanair make a profit from the transaction which to my mind is wrong. Visa certainly don't charge the merchant €20 for one transaction!
    The card companies charges are largely based on a percentage of sales, possibly with a modest minimum transaction charge. But yes Ryanair are pushing it.


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