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Question about loans

Brian Houlihan · 2004-08-04 01:20:29

Hello, I am starting college soon enough. I will need some money, I may require to take out a small loan. How do i get a loan, do i need credit rating etc. I am stuck in a world of unknown. Fee's are due in towards end of september for college how long does it take to get money etc. do i need to apply asap or what. I have…

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04-08-2004 2:20am

#1

Brian Houlihan

Registered Users Posts: 276 ✭✭

Join Date: June 2002

Posts: 189

Hello,
I am starting college soon enough. I will need some money, I may require to take out a small loan. How do i get a loan, do i need credit rating etc. I am stuck in a world of unknown. Fee's are due in towards end of september for college how long does it take to get money etc. do i need to apply asap or what.

I have no idea's about loans etc. all help is appreciated

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#2 04-08-2004 7:44am
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Registered Users Posts: 4,666 ✭✭✭

Join Date: April 2003

Posts: 4507

Go talk to your bank. They'll probably (read almost definitely) require your parents or an older sibling to guarantee the loan. That means they sign the loan as well and in the event that you don't pay it back then they are responsible. They'll also rerquire a rough idea of when you want ot repay the loan. If that's going to be 4 years down the road when you finish then you may have some problems. But talk to your bank. They'll explain everything to you if you just ask.

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