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AIB Foreign Exchange Refund

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  • 26-08-2004 12:56pm
    #1
    BaZmO*
    Registered Users Posts: 18,625 ✭✭✭✭


    Has anybody received a refund from AIB for their overcharging on Foreign Exchange transactions.

    My account was credited last Friday with €15.98. The letter that I received stated that the refund was for Travellers Cheques, it didn't give a date but I'd imagine they were the ones I got about 2 years ago.

    Just wondering if anybody else has recieved a refund?

    B.


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    #2
    gqma0
    Registered Users Posts: 226 ✭✭gqma0


    Yep, I received €4.32 but that's not right. I've transfered money onto my french account and also to the US since 1996 and this is about a total of 15K€. How do they calculate their refund ? is it refunded overtime ?


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    #3
    Hagar
    Closed Accounts Posts: 16,793 ✭✭✭✭Hagar


    Do they make the usual 22c transaction charge on the refund deposit to your account? Sorry its my nature. I just had to ask.


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    #4
    vector
    Registered Users Posts: 1,756 ✭✭✭vector


    Hagar wrote:
    Do they make the usual 22c transaction charge on the refund deposit to your account? Sorry its my nature. I just had to ask.

    sidebar:
    what is there a transaction charge for lodgements?
    if yes then can i lodge 1c to someones account via my fee student online banking and it costs them 21c!


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    #5
    Hagar
    Closed Accounts Posts: 16,793 ✭✭✭✭Hagar


    vector wrote:
    sidebar:
    what is there a transaction charge for lodgements?
    if yes then can i lodge 1c to someones account via my fee student online banking and it costs them 21c!

    I think your mind is just sufficiently warped enough to become a great sucess. :D


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    #6
    vector
    Registered Users Posts: 1,756 ✭✭✭vector


    Hagar wrote:
    I think your mind is just sufficiently warped enough to become a great sucess. :D

    silencio! But following the example...
    I lose 1c,
    My "enemy" loses 21c,
    and as always the bank wins, 21c,
    and that is even if it works.

    <rant>
    This fees thing is news to me I just looked at
    http://www.aib.ie/servlet/ContentServer?pagename=AIB_PersonalPortal%2FAIB_Guide%2Faib_d_guide&cid=1017077551566&channel=FM

    wow, "Account maintenance fee EUR 4.50 per quarter" for current a/c's that could be considered a pure rip-off, and "Automated transactions EUR 0.20 each" again. Even "Paper transactions EUR0.30 each" which of course does involve staff time is expensive.

    Now I wonder, what about quicklodge. You use paper so they probably take "Paper transactions EUR0.30 each", but what about ATM lodgements (remember those where you lodge into an enveloipe at the atm) doing that you dont write on any paper so perhaps that is "Automated transactions EUR 0.20 each", 10c less, maybe that is why that raraly works today.

    I just wait until I finish college and get the first fees debit, I'm off to TSB!
    <rant>


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