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Which Credit Card?

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  • 23-09-2004 9:26am
    #1
    mise
    Registered Users Posts: 1,147 ✭✭✭


    Just looking for a little advice. I'm thinking of getting my first credit card and have been looking at some info but am still confused. Was gonna get the AIB student one, but would like a higher limit than 600. And I have a friend who worked in Barclaycard and has put me off getting one of theirs. Any recommendations would be great, Thanks


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    #2
    Victor
    Registered Users Posts: 78,423 ✭✭✭✭Victor


    Best credit card: None. Believe me.


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    #3
    RainyDay
    Closed Accounts Posts: 6,925 ✭✭✭RainyDay


    A credit card is great for stretching your cashflow and getting an extra 25-50 days to pay your bills - provided that you are disciplined enough to pay it off in full each month - otherwise you'll get screwed for high interest charges. Don't forget that you'll be hit with the Govt €40 stamp duty each year.

    Check out Askaboutmoney.com best credit cards list.


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    #4
    Cork
    Registered Users Posts: 3,924 ✭✭✭Cork


    mise wrote:
    Just looking for a little advice.

    Check out the IFSRA website:

    www.itsyourmoney.ie


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    #5
    daveirl
    Closed Accounts Posts: 14,483 ✭✭✭✭daveirl


    This post has been deleted.


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    #6
    Falkorre
    Closed Accounts Posts: 1,219 ✭✭✭Falkorre


    Can i ask? Whats the prob with barclaycard?
    Im with them and havent found any problems, then again, i do owe them a LOT of dough! lol

    ???

    B


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    #7
    mise
    Registered Users Posts: 1,147 ✭✭✭mise


    A friend used to work for them (customer service) and told me how they screwed ppl around, so I dont really want to get one of theirs. Think i'm gonna go for the UCD affinity one from AIB. Thanks for the help :)


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    #8
    spongebob
    Closed Accounts Posts: 6,143 ✭✭✭spongebob


    dont forget that only AIB cards (well maybe MBNA too) also support this neat feature

    http://www.aib.ie/transactonline/

    M


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    #9
    Hagar
    Closed Accounts Posts: 16,793 ✭✭✭✭Hagar


    Victor wrote:
    Best credit card: None. Believe me.

    What he said.

    Beware of MBNA, very attractive on the surface but horrendous penalties for late payments.


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