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Mortgage Application

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  • 16-11-2004 8:30pm
    #1
    bigpaddy2004
    Registered Users Posts: 1,078 ✭✭✭


    Hello, this may be the wrong place to post this, apologie's if it is. I am currently trying to get a mortgage, but I keep being turned down. You see I have enough for a deposit, but my only problem is is that I only have 4 Months of accountant's record's to go by(im also VAT registered). Every mortgage company wants at least 12 month's record's. Does anyone know of a mortgage lender whom would be happy with at least 6 Months tax history.


    TIA


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    #2
    therecklessone
    Registered Users Posts: 17,213 ✭✭✭✭therecklessone


    Have you tried a mortgage broker? They might be able to twist a few arms, and its in their own interests to get you a deal (they get paid by the bank for new business).


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    #3
    bigpaddy2004
    Registered Users Posts: 1,078 ✭✭✭bigpaddy2004


    Those are the only people whom i went too, seemingly they have to provide the bank with all my financial history, so I dont think "twisting arms" in this situation will work. :mad:


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    #4
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Are you sole trading or Limited company? That would make a huge difference.


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    #5
    bigpaddy2004
    Registered Users Posts: 1,078 ✭✭✭bigpaddy2004


    Neither, just registered for VAT. Im a sub contractor in the telecom business


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