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Best CC

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  • 21-11-2004 9:43pm
    #1
    irishguy
    Registered Users Posts: 3,299 ✭✭✭


    just wondering which is the best Credit card at the moment that offers free payment protection and 0% balance transfer


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    #2
    Tazz T
    Registered Users Posts: 3,202 ✭✭✭Tazz T


    There's plenty offering the 0% introductory rate at the moment (BOI, NIB, Tesco, to name a few) but I don't think any offer free payment protection. Some, like MBNA, are very pushy when it comes to selling payment protection, as its a big revenue stream for them.

    It's a waste of money, if you ask me. If you get into serious financial problems, a phone call to your credit card lender, describing your situation will normally produce a solution. In a sense, payment Protection protects the CC issuer as much as the cardholder and the terms for making a claim can be very strict.


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    #3
    samo
    Registered Users Posts: 2,151 ✭✭✭samo


    payment protection is approx 75c I hink with MBNA per 100e owing (well it is on card I have) and MBNA are offering 1.9% on balance transfers. I think Bank of Ireland are doing 0% on that when cheked recently. There's a link on www.pigsback.ie that will take you to a survey of all the current deals with Irish credit cards, i'd check that out if i were you!!


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