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Credit Card Limit.

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  • 26-11-2004 5:17pm
    #1
    Nightshiftguy
    Closed Accounts Posts: 209 ✭✭


    Right guys and gals.. Tell me this. How often does your limit get increased and what sort of expenditure do you need


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    #2
    ArthurDent
    Closed Accounts Posts: 915 ✭✭✭ArthurDent


    My limit is automatically upped by BOI each year and they send a note saying to contact them if you don't want this increase. The past 4 yrs or so it's been upped by over €1000 a year.
    I use my card for both private and business use (fair bit of travel/flights on it) and clear it every month - so don't know if this influences the limit or if it is your salary.


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    #3
    _sheep
    Registered Users Posts: 1,148 ✭✭✭_sheep


    AIB have upped mine every 6 months, about a grand a time :D

    ( :(:(:(:(:(:(:( )


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    #4
    Victor
    Registered Users Posts: 78,371 ✭✭✭✭Victor


    If you max out your card and make some effort to repay, they are likely to increase your limit (so they can make more from you in interest).


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    #5
    Selik
    Registered Users Posts: 1,678 ✭✭✭Selik


    MBNA up my limit every now and again by a grand or two. Don't mind as it's handy if I ever need to make a very large purchase and cash isn't an option. BOI are a bit scabby on the limits although they did give me an increase recently when I asked them...


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    #6
    jonny68
    Closed Accounts Posts: 5,531 ✭✭✭jonny68


    MBNA have upped my limit without telling me :mad: and i wish they wouldnt,i only found out when i got my statement and i was after spending the extra money that was on the card (not knowingly) out of order i think.... :(


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    #7
    Ruu_Old
    Closed Accounts Posts: 36,634 ✭✭✭✭Ruu_Old


    i believe its doubled what your current limit is every 6 months, thats what i was told anyway.


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    #8
    nlgbbbblth
    Closed Accounts Posts: 5,668 ✭✭✭nlgbbbblth


    people who are up to the max of their limit and struggle to make the minimum monthly payments and/or miss the occasional monthly payment tend NEVER to have their limits increased

    ironically - as they're the people who need them most


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