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cheque cashing

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  • 16-11-2005 2:04pm
    #1
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭


    Can a cheque still be cashed if it is taken to the branch on which it is drawn? Even if the payee has no account there?


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    #2
    Spocker
    Moderators Posts: 6,859 ✭✭✭Spocker


    AFAIK it's down to the banks policy (as in BOI may be different to AIB). Maybe just give a random branch a ring and ask them whats their cheque encashment policy, without giving them specifics..?


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    #3
    gerrycollins
    Registered Users Posts: 1,799 ✭✭✭gerrycollins


    AIB:the cheque can be cashed in the branch on which it is drawn providing the payee provides photographic id drivers licence passport etc


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    #4
    Kinetic^
    Closed Accounts Posts: 13,249 ✭✭✭✭Kinetic^


    Bank of Ireland aren't that friendly when asking to do this. I've had several cashiers refuse to cash my expense cheque from work, even with identification.


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    #5
    RainyDay
    Closed Accounts Posts: 6,925 ✭✭✭RainyDay


    Once the cheque is not crossed, I'm pretty sure they are obliged to hand over the cash (subject to identification). But who releases uncrossed cheques these days?


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    #6
    parsi
    Site Banned Posts: 5,904 ✭✭✭parsi


    That's probably one good thing about AIB alright. I used that feature when I got a cheque for a car so I hotfotted it into yer mans branch and got my cash without any problems.


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    #7
    antoinolachtnai
    Registered Users Posts: 9,787 ✭✭✭antoinolachtnai


    That's what a cheque is. An order to pay at the branch where the account is held. If the cheque isn't crossed, they have to give you the money (although they are entitled to take steps to determine your identity and they might take other steps to ensure it wasn't a fake).


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