Insurance Questions

chalky

I'm just after buying a new car, a 01 fiat punto.
I'm looking at insuring it.
What companies would be best for a young (20) male driver.

Also, is it possible to get insured for a period under a year?
Thanks

Seth Brundle

regarding Q. 2 - I don't know who covers new drivers but Quinn Direct will be mentioned - just don't crash if you are with them!
regarding Q. 2 - No!

Soupi

no insurance company will insure you for a period of under or over a year.

you're best off letting your fingers do the walking for the other question,get out the golden pages and ring around.

everyone's different when it comes to insurance companies

seamus

chalky wrote:

Also, is it possible to get insured for a period under a year?

Generally no. Though if you're paying by installments, it's usually possible to simply cancel your policy halfway through. That said, most insurers require you to have been insured with them for a year, otherwise you'll be penalised when you try and cancel.

HelterSkelter

Go to Hibernian and do the ignition course. That will get you a resonable quote.

It is possible to get insurance for less than one year, I got a quote through a broker before, can't remember who it was though. Expect to pay a hefty price.

Trampas

try www.insure.ie

they give quotes for a few places.

Shop around

chalky

Rats!
I have a provisional licence, If I go ahead and get insured for the year, then 2 weeks later, I get my test, pass and get my full licence, will I, by any chance, be able to get any cash back or anything like that (for the difference in quote).

PS. I could have sworn I posted this on tuesday...

ArphaRima

They should as the conditions of the insurance will have changed. However it will not (as usual) be a linear difference between a provisional licence quote minus full licence quote divided by the time insured. They will pick a random lower figure to reimburse you. Argue the point to get more.

seamus

You will get refunded for the difference in your premium.

chalky

Thanks.
I was kinda expecting a big fat NO!

Trampas

Trampas wrote:

try www.insure.ie

they give quotes for a few places.

Shop around

I would agree with this I got a reasonable quote for an unreasonable car

chalky

Ok, I called insure.ie and they said they couldn't give me a quote unless I did the hibernian primary assessment course. I got a quote of around €2.5k from quinn direct. Would it be worth doing the course? What kind of quote would I be looking at with it?

The General

chalky wrote:

I'm just after buying a new car, a 01 fiat punto.
I'm looking at insuring it.
What companies would be best for a young (20) male driver.

Also, is it possible to get insured for a period under a year?
Thanks

i'm 21 and got insured on a 98 putno, under my parents, thrid party fire and theft, €1100 with axa/pmpa or something like that

5500

Afaik thats the provisional ignition there looking for you to do,it decreases the premium by the amount a full licence would.

What im unsure of tho is if you sit your test and pass say a month after doing the prov ignition,If they will further discount you for obtaining the full licence.

I dont know anyone thats done the prov test either so im unsure of the content ect

omb0wyn5ehpij9

Im 22 and on a provisional licence, never driven a car aprt from a few lessons, but have a fulll bike licence and 4 & a half years no claims on the bikes. Got a third party fire & theft quote on a 96 pug 106 worth 2 grand of............€4450 from that insure.ie site!!!!

Soupi

BrynW wrote:

Im 22 and on a provisional licence, never driven a car aprt from a few lessons, but have a fulll bike licence and 4 & a half years no claims on the bikes. Got a third party fire & theft quote on a 96 pug 106 worth 2 grand of............€4450 from that insure.ie site!!!!

everyone in my family drive bikes, i don't have one but my sister does and she has her full bike licence and a full no claims bonus but it doesn't affect your car insurance at all. she found out the hard way when she got her first car. it's ridiculous, they should take it into account because it's harder to go without having an accident on a boke than a car, be it the rider or other stupid people in cars that don't look out for motorbikes.