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Best Credit Card facility for my website?

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  • 04-01-2006 4:17pm
    #1
    Shep Smythe
    Closed Accounts Posts: 40 ✭


    Hi,

    I am setting up a website and need an online credit card debit facility for cusatomers - I have one product - it will be one price, initally.

    Can anyone advise on which is the best shopping cart / online credit card debiting facility I can use?

    S


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    #2
    Sponge Bob
    Banned (with Prison Access) Posts: 25,234 ✭✭✭✭Sponge Bob


    most hosting places like hosting365.ie are tied into one of these merchants and can resell it as you arrange hosting

    also look at worldpay


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    #3
    BrianD
    Closed Accounts Posts: 7,221 ✭✭✭BrianD


    For a one product situation at a low volume it might be worthwhile using the paypay service that provide you with the shopping cart and payment. Otherwise you will have to:

    Open a merchant account for CC transactions with your bank.
    Get a payment gateway
    Get an online shipping e.g. OScommerce.

    We use buy.ie who provide the entire service.


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    #4
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Nothing wrong with using paypal to take your online payments either. If it's a one-off payment the customer won't even need to setup an account, they just input their credit card details!

    www.paypal.com/ie in case you've not considered them :)


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    #5
    steve-hosting36
    Closed Accounts Posts: 2,161 ✭✭✭steve-hosting36


    www.realex.ie - Irish based, works with all Irish Merchant accounts.

    HTH, Stephen


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    #6
    Sponge Bob
    Banned (with Prison Access) Posts: 25,234 ✭✭✭✭Sponge Bob


    steve-hosting36 wrote:
    www.realex.ie - Irish based, works with all Irish Merchant accounts.
    and you owe me commission :D


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    #7
    Culchie
    Registered Users Posts: 5,047 ✭✭✭Culchie


    Realex is expensive for a start up company, would need to be doing alot of volume to justify quarterly expenses.


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    #8
    Savman
    Closed Accounts Posts: 8,323 ✭✭✭Savman


    Shep Smythe wrote:
    Hi,

    I am setting up a website and need an online credit card debit facility for cusatomers - I have one product - it will be one price, initally.

    Can anyone advise on which is the best shopping cart / online credit card debiting facility I can use?

    S

    Was in a Similar situation myself, Paypal is excellent.

    Every site will have charges but for low volume "pay-as-you-use" Paypal have a lot to offer.


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    #9
    fintan
    Closed Accounts Posts: 647 ✭✭✭fintan


    I was talking to someone today about paypal he said he got stung big as someone bought a lot of stuff using a stolen credit card and apparently pay pal don't do any fraud checks?!?!?!?!?!?


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    #10
    Savman
    Closed Accounts Posts: 8,323 ✭✭✭Savman


    fintan wrote:
    I was talking to someone today about paypal he said he got stung big as someone bought a lot of stuff using a stolen credit card and apparently pay pal don't do any fraud checks?!?!?!?!?!?

    I don't work for paypal so I can't refer to their policy directly but I do know that, like ebay, if a client pays me with credit card there is a period of about 28 days when they can do a chargeback and I would then have to convince Paypal that the transaction was legitimate.

    Either way, the OP asked about the best payment gateway for his site and while I can admit Paypal may not be leading the market, they do offer a very good service for small businesses including a host of shopping-cart building tools which are very easy to use.

    I've used Oscommerce etc and it takes a lot of work whereas Paypal can be incorporated into a current site with great ease, just adding "Buy Now" buttons and instant shopping carts. ;)


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