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Self Build

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  • 05-02-2006 8:13pm
    #1
    Ginger83
    Registered Users Posts: 3,523 ✭✭✭


    Hi all, I was wondering if anyone could give me some advice with our self build! We are having a few problems with the bank at the moment. At first they agreed to forward us 80% of the value of our site and 100% (to our allowed limit) of the building costs, but lately they have seemed to change their minds to 70% of the site value and a max of 90% of the building costs. The difference to us would mean us having to find an extra 35k cash in a short period of time, would there be any other bank that could accomodate our figures?


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    #2
    twogunkid
    Registered Users Posts: 79 ✭✭twogunkid


    Compile all your earnings and outgoings ( like on the Eddie Hobbs show ), call Liberty asset management on 1800 269269-- make appointment.They will help if your figures stack up.They are in Ballsbridge


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    #3
    yop
    Moderators, Home & Garden Moderators, Regional Midwest Moderators, Regional West Moderators Posts: 16,724 Mod ✭✭✭✭yop


    Who is the bank Ginger, we are with NIB and they gave us 100% mortgage with 80% site value.
    Change your bank and shop around


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    #4
    danxtremeclean
    Closed Accounts Posts: 25 ✭danxtremeclean


    Try the ICS Mortgage Store, 2 Graffton Street, Noel Stapleton is your man... We got 100% mortgage through them and they used the site as collateral/deposit... Their number is 016113792, this fella went to all lengths to get us sorted... we had a few minor problems with life insurance and he spent 6 months battling on our behalf.. nothing is too much trouble for him...

    Dan


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    #5
    Ginger83
    Registered Users Posts: 3,523 ✭✭✭Ginger83


    We were going with Ulster Bank as we have not had a problem with them so far. As we are not being gifted a site we are looking to get about 80% site value and 100% building costs, I think we will take a look around, as we are waiting on our planning decision I dont want to be leaving these problems to the last minute.


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