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Insurance

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  • 18-03-2006 4:45pm
    #1
    Gillo
    Registered Users Posts: 5,566 ✭✭✭


    As a regular poster on other forums, but not here first let me say what a pleasure it is to be a "virgin" poster again!!!

    Now down to business, I am looking at getting my first car, and am looking for advice on getting insurance. wheres cheap and where's good? I don't mind not going for the cheapest quote more for the best value for money. So good people of boards, what has your experiences been, who would you recommend and who would you ditch?

    Also has anyone got any opinions on whats a good car? I'm not big into cars and I won't be using it too much- maybe once or twice a week, but there may be the occisional long trip every few weeks? Looks wise, I don't want a modded car, but I'd prefere something that looks decent and not like it's held together with sellotape, as for the engine I'm only looking around a 1 ltr (to keep the insurance down) as for money i don't plan to spend anythign over 2000.

    Any aadvice appreciated.


Comments

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    #2
    JohnCleary
    Registered Users Posts: 10,210 ✭✭✭✭JohnCleary


    Quotes vary a lot depending on your circumstances. Get the golden pages and ring every broken in there, aswell as online places.

    Insurance is cheaper for different people different places, so no pointing in asking us where to get a cheap quote


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    #3
    drdre
    Closed Accounts Posts: 8,245 ✭✭✭drdre


    i would defo call hibernian directly. i used them for the 1st time and have been using them for 3 yrs and have had no problem. i just waiting to build up my no claims bonus or wait till 25 then check around and then hopefully get a better deal.


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    #4
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Sorry to hijack this thread, Is it possible to obtain a ncb cert mid year from the insurnace comp? Or do I have to wait till the policy is up for renewal?


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    #5
    oli_ro
    Closed Accounts Posts: 90 ✭✭oli_ro


    For the previous period(excluding the inusrance year in due course) you can request it any time, I would think.

    for the current insurance year to be included I think you would have to wait until renewal.


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    #6
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    So basically you can't take advantage of a cheaper option till the renewal date?


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    #7
    JohnCleary
    Registered Users Posts: 10,210 ✭✭✭✭JohnCleary


    Bond-007 wrote:
    So basically you can't take advantage of a cheaper option till the renewal date?

    Not really.. Think of it this way..

    You're 6 months through a policy and you ask for a cert of your 1 years NCB. They sent you out the 1 year NCB cert, and you crash and claim a week later.... Doesn't make sense


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    #8
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Would it be possible for me to change to the cheaper option or should I be waiting for the renewal date. I paid by monthly DD as it happens. I has 5 years+ ncb.


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