How much is your insurance?

LundiMardi

Carb wrote:

My borther is with Quinn, and his renewal quote was €900 euro cheaper than last years, ie €2600 in yr 1 and €1700 in year two. He is still on a provisional licence. Only difference to dceire is age and location. My brother is 21.

My first years Insurance was €4000 with a broker, 2nd year with Quinn was €1800, now down to €1400 now that i have a full licence. I'm 22. That's a big price drop in the space of 18months. As i said in a previous post, i hope to have a larger car(1.6+) for my 3rd years insurance with a quote of less than 1000(fully comp). Nay too shabby. I'll be doing the Ignition Course come the summer too.

Fey!

30 year old male driver, no points/accidents/claims/convictions/medical conditions, car parked in driveway, 13k miles a year, single

1998 BMW 520iSE 2.0, €15,000, no modifications(?) except for BMW approved alloys (AC Schnitzer)

Open drive, windscreen cover, no-claims protection, comprehensive

From the back of the field, we have:

Quinn Direct - €940

Eagle Star - €926 (no open drive, so with 3 named drivers - 2 60year olds & a 35 year old)

Quoteline - €928 (breakdown & legal costs)

Topquote - €918 (breakdown & fire brigade expanese & 31 days foreign driving)

AXA - €912

Hibernian - €867 (step back protection)

FBD - €827

Allianz - €773.76

AA - €767.56 (no open drive - 3 named)

One Direct - still to come back with quote. Obviously too busy to bother!

After haggling (ie, threatening to pull other policies) with FBD: €750

_Kaiser_

Well as it happens, just today I got the renewal letter from Quinn in the post.

Male, 30, 1 year NCB, provisional (damn waiting lists), 1.3 Auto 1998 Mitsubishi Mirage Coupe, no claims, and they want €1425 (down from about €1800 last year).

BUT....

WHen you look into their DD options, they have a "service charge" of €95 included which brings it up to €1520!

Is this a standard thing? I've rang a few places but most seem to either want 3 years NCB (as I'm still on a provisional) or seem cheap but have a catch (€1140 from 123.ie, but with a €4000 excess!).

Any recommendations on what to do? Should I call Quinn and argue with them over the service charge (seems like a blatent scam to me) or can anyone recommend a company that will insure a provisional driver without the need for multiple years NCB?

Cheers!

Eoin

Kaiser2000 wrote:

WHen you look into their DD options, they have a "service charge" of €95 included which brings it up to €1520!

Is this a standard thing? I've rang a few places but most seem to either want 3 years NCB (as I'm still on a provisional) or seem cheap but have a catch (€1140 from 123.ie, but with a €4000 excess!).

Cheers!

By DD, do you mean Direct Debit - if so, over what time span? A loan for the same amount from a bank over a year would cost much the same.

mondeoman

male 32
6 yrs full licence
6 yrs ncb
1998 petrol ford mondeo 2.0 ghia x
fully comp + bonus protection + herself = 520 euros:D
Quinn direct

neacy69

male 23 (louth)

full licence 4 years

Full NCB (was driving as a named driver and then got my own policy- Hibernian consider a continuation of policy)

Ignition discount

00 1.3 fiat bravo

€804

seamus

Male, 23 (Dublin)

Peugeot 206 1.1L

Full licence 5 years. No NCB (no claims either though). 0 penalty points.

Hibernian (via Tesco) - €1650 fully comp.

CrowdedHouse

2006 Golf GTI (2.0 Turbo)

PIC

Male 45

Full Lic(for decades !) Full NCB

Fully Comp with Allianz €705

(I think it's very expensive)

LundiMardi

CrowdedHouse wrote:

2006 Golf GTI

I hate you.

PowerHouseDan

Male 20 (21 Thursday)
4 Years Full license
2 years NCB
TPFT
€1010

Bmw 316i

omb0wyn5ehpij9

22, male, living in Dublin, provisional licence, no experience

About to buy a car, quotes so far.....

Quinn direct:
1999 golf mkiv 1.4, worth €7000, TPF&T €2000
1999 civic 1.4, worth €7000, TPF&T €2500
1997 punto 1.2, worth €3000, TPF&T €1900

Hibernian:
1999 civic 1.4, worth €7000, TPF&T €2900
1999 golf mkiv 1.4, worth €7000, TPF&T didn't give exact quote but said it would be very similiar to the quote on the civic

smashey

Male 38, Donegal
96 Mitsubishi Colt
Full no claims bonus
Fully Comp €370.00:D
FBD

Danes

Im in the south east, am 36 years old and have OH (27) on the policy as a named driver - both have full licences and full NCB. 99 VW Golf Gti fully comp €514 with hibernian. Also '78 mini 1275 TPO on a classic policy with hibernian through IVS

Sparky

Male 20
2nd Prov. (test someday soon)
2002 1.4 206 HDi
Fully Comp €2900
ORC insurances (lloyds)

dub_dan

Male 19
Full Licence
1997 Honda Civic 1.4i
1 Year No Claims
TPFT 1700
Quinn direct

signs

04 Focus 1.8 Tdci 115BHP
Dublin 12
Male 30
Full Licence 2 years
6 years driving no claims/points etc
2 year NCB, (lost 2 years due to commercial policy f**kup:mad: ) other 2 on named policy
Driving 40k + per annum
Quinn Direct €1000 fully comp

Juan Pablo

97 BMW 316 Coupe
Dublin 4
Male 26
Full Licence 2 years
2 year NCB, 6 years named experience
<10k annual
AXA €1036 TPFT (down from €1800 last year)

miju

24, male, provisional, 0 NCB

Alda Romeo 146 Sportivo 1.6litre

€1,890 TPFT

fjon

27, Male, 3yr NCB, Full License
1.4 Seat Leon
Fully Comp - €1019 Quinn

deRanged

M/29
1.4l Mazda3
Full licence, 2 years NCB, 3 years named driving.
700 fully comp with Axa.

opus

M/37
'96 bmw 328i
Full Licence & NCB
€497 TPFT with Quinn

endplate

Male (34) 1.8T '02 Golf GTI (150bhp)

Full NCD

€690 fully comp with FBD

Psychic Lady

Boyfriend recently got insurance renewal from Hibernian for €856 for 28 year old male 1.6 ltr engine 2001 leon 4 yrs no claims 2 penalty points decided to do bit of research for him got quoted €365 from Quinn Direct with me as a named driver (i'm on provisional license) and fbd quoted €506 or something like that.

But the best of all was decided to pull a smart one on Hibernian and check out an online quote they quoted me €585 online??? Needless to say he won't be renewing his policy with them, quinn wins hands down!:D

mondeoman

mondeoman wrote:

male 32
6 yrs full licence
6 yrs ncb
1998 petrol ford mondeo 2.0 ghia x
fully comp + bonus protection + herself = 520 euros:D
Quinn direct

I just got a quote of €548 so bye bye Quinn hello FBD(windscreen,breakdown assist,ncb protection + herself:D

NICE ONE;)

Big Balls

2005 Golf GTI
Male
24
5 years NCB
Full licence 5 years
4 points

Hibernian Direct €1913 fully comp (after lots of haggling!).

paddy316i

Male 23
2.8ltr 328i
1999
3 yrs NCB
quinn direct €830 tpft

TestTransmission

Male 23 01 Fiesta 1.25
Full Licence,1 year NCB
1300 Comp

Rowley Birkin QC

98 1.6 petrol Vectra.
23 yo male student,
2 p points,
full license for 2 years,
2 years as named driver, 1 year out on my own NCB
€800 FC with extended driving with axa through a broker.

Was with quinn for my first year on my own and changed to Axa today.

The Real B-man

Male 20
Provisional 1year
1.0 Seat Ibiza Stella (2001)
€1830 TPFT Quinn Direct

MarkN

Thread is 2 years old !!