Old car documentation - do you keep it.

TempestSabre

Doing a clear out and was wondering. How long do you keep the old documentation of cars you no longer own, cars that you've sold or scrapped? NCT certs, tax discs, reciepts etc. Insurance I would expect everyone keeps all the details from your very first policy. Is there any legal requirements to any of it, other than the current documentation?

Litcagral

TempestSabre wrote:

Doing a clear out and was wondering. How long do you keep the old documentation of cars you no longer own, cars that you've sold or scrapped? NCT certs, tax discs, reciepts etc. Insurance I would expect everyone keeps all the details from your very first policy. Is there any legal requirements to any of it, other than the current documentation?

I usually put NCT certs into service record for next owner but I shred tax and insurance details.

TempestSabre

Good point about the NCT as it shows what work was needed on the car. Would you not need insurance to prove your no claims in the event of switching insurance companies?

Litcagral

TempestSabre wrote:

Good point about the NCT as it shows what work was needed on the car. Would you not need insurance to prove your no claims in the event of switching insurance companies?

I would usually wait until the new policy is in operation before destroying anything. The new insurance company would get the No Claims Cert on an ad hoc basis anyway if they required it (although some companies send it out when you change to another one as a matter of course). They would have all the details on file anyway should it be required.

Victor

I suggest you hang on to insurance certs at least for a few years - someone might take a while making a claim against you, that you might know nothing about.

maidhc

Victor wrote:

I suggest you hang on to insurance certs at least for a few years - someone might take a while making a claim against you, that you might know nothing about.

Indeed.