1.6 + Not insurable under age 25???

Atomic Pineapple

I'm with quinn a year and a half and they wouldnt transfer my policy from a 75bhp focus to a 110bhp leon

mloc123

draffodx wrote:

I'm with quinn a year and a half and they wouldnt transfer my policy from a 75bhp focus to a 110bhp leon

Why did they say they wouldn't insure you? Did they give you any options?

Atomic Pineapple

mloc123 wrote:

Why did they say they wouldn't insure you? Did they give you any options?

nope, just plain refused, on the basis 1900 cc is too big an engine or something, wasnt impressed

mloc123

Tried an online quote on the Leon TDI(110Bhp), got the usual phone up to finish screen. Funny thing is they'll quote me on the 1.8 20v(125Bhp) Leon or Toledo.

Pity its impossible to find 1.8 Leons over here.

Atomic Pineapple

mloc123 wrote:

Tried an online quote on the Leon TDI(110Bhp), got the usual phone up to finish screen. Funny thing is they'll quote me on the 1.8 20v(125Bhp) Leon or Toledo.

Pity its impossible to find 1.8 Leons over here.

there a joke, must check that if they'll cover me on that

Zascar

I just got insured on the same car for just over 1k - however I am 25, but they may work something for you. I got it from www.123.ie via XS Direct.

natnif

mloc123 wrote:

Thats interesting. I had based my experience on getting new quotes, never tried transferring my policy over. I guess if you have a policy with them and you get a new car they have very little choice only allow you to change.

exactly.this is the case with hibernian. If you want to get a "high performance" car, just insure something small first,and after a week or so change it over. Once you are an existing customer they HAVE to insure you...doesn't mean it will be cheap though!!!!

Zascar

If you tell an insurance company that you have already bought the car - then they Have to quote you.

natnif

I am insured with hibernian through a broker at the minute on a cynos. I rang hibernian direct(rates can be a little cheaper...)and they wouldn't insure as new business on a cynos!it didn't make a difference that I had previous insurance with them, they won't issue a new policy on most jap imports or performance cars....but they will SWAP to those cars if you insure something first

vorbis

bit different over here in the States, I don't think you can find a car under 1.6 litre!

mloc123

Hmmmm, I wanted to get a MK4 Golf Gti but i'm not sure if they'll quote me. I don't want to buy the car and have it on my drive and then have them say "Not till you're 25".

Maybe I sould just play it safe with the Toledo, only 25 Bhp less than the Gti.

Atomic Pineapple

did you try britton insurance? they'll insure pretty much anything but can be expensive, 4.5k on a golf gti for me

mloc123

6k with britton, the Toledo/Leon is 1k with quinn. Dont think its worth the extra 200€ per 1 Bhp

Atomic Pineapple

which leon are you selecting? doesnt seem to give me a quote for the 20v t

mloc123

oh no, not the 20vt. I was quoted on the 20v, either the s or the se. Won't quote me on the tubro, cupra etc..

mloc123

Just to check, did you phone up and check about changibg over to the leon or had you bought it and phoned up to actually transfer the policy?

Atomic Pineapple

mloc123 wrote:

Just to check, did you phone up and check about changibg over to the leon or had you bought it and phoned up to actually transfer the policy?

yes i rang and checked the insurance, didnt buy the car

mloc123

ah okay, reading on other forums it seems if you phone them up and say you have the car bought and its out on your drive they have to quote you. Its a big chance to take tho' No point having a 10k car and not being able to drive it :eek:

Atomic Pineapple

yeh thats true and a search for the 1.8 se 20v version didnt bring up much, doesnt make much sense been quoted on a 125bhp version of a car and not getting quoted on a 110 bhp version of it

TempestSabre

Ah the joys of the Irish Insurance Lottery.

mloc123

Its not over yet Britton just emailed me:

"We thank you for your submission for a Car Insurance Quotation and after reviewing your details manually we are now able to offer you the following quotation:2552.31 Euro based on this months rates. Terms and Conditions Apply"

That is on the Mk4 Gti, considering it now.

Atomic Pineapple

mloc123 wrote:

Its not over yet Britton just emailed me:

"We thank you for your submission for a Car Insurance Quotation and after reviewing your details manually we are now able to offer you the following quotation:2552.31 Euro based on this months rates. Terms and Conditions Apply"

That is on the Mk4 Gti, considering it now.

is that third party or fully comp? they never emailed me with anything judging by the reduction in yours i should be offered mine for about 2k or even less, thats not gonna happen

mloc123

TPFT only, I did another qoute now. It was €5500 online so I hope they mail me tomorrow again. Gonna get the Gti I think and if quinn refuse I can phone up Britton.

Atomic Pineapple

did the message with the new quote mention anything about an excess?

mloc123

It was about €500 I think, bit high. I think its €125 on my current policy.

chrismon

just keep wrecking their heads untill they quote you.

The insurance for me on a 20v toledo is 1950tpft and im 20 with full liscense
so it can be done

chrismon

just an update on that
i can get insured on a 1999 1.8 gti golf tpft for 1980
i dont understand insurance companies,its more expensive for me to insure a
1.1 polo than a golf gti

Atomic Pineapple

chrismon wrote:

just an update on that
i can get insured on a 1999 1.8 gti golf tpft for 1980
i dont understand insurance companies,its more expensive for me to insure a
1.1 polo than a golf gti

Where did you get that quote chrismon?

chrismon

i got that from 2 sites
http://www.brittoninsurance.com/car.html
http://www.quoteline.ie/

they were both basically the same price
only difference was when i put in the 150bph version for the craic,brought it up to 2040 which isnt bad either considering im only 20!

Atomic Pineapple

do you guys have the ignition course or anything like that, i'm 23 and i seem to be getting way higher quotes than you guys