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BOI CC rates +1%

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  • 07-07-2006 2:33pm
    #1
    dahamsta
    Banned (with Prison Access) Posts: 16,659 ✭✭✭✭


    WTF are they at? Is there no limit to their greed? Do they not realise that there's a tipping point beyond which people will just leave?

    (I'm going limited shortly myself, and dumping them. It's just a pity the alternatives aren't much better.)

    adam


Comments

  • Options
    #2
    jayok
    Registered Users Posts: 1,906 ✭✭✭jayok


    Did you question the rate? I'm with BoI and only got a better deal from then when I pushed.


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    #3
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    With the links of BOS's "Plastic" card, you would think they would be trying to pull the rate down further!


  • Options
    #4
    dahamsta
    Banned (with Prison Access) Posts: 16,659 ✭✭✭✭dahamsta


    BuffyBot wrote:
    With the links of BOS's "Plastic" card, you would think they would be trying to pull the rate down further!
    Exactly!

    jayok, this doesn't affect me, I have a BOI Business Card that's cleared automatically every month, I just noticed a (small) announcement by BOI in the paper.

    adam


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    #5
    jayok
    Registered Users Posts: 1,906 ✭✭✭jayok


    Fair enough - we're the same for CC's actually the amount is debited each month. However, I know with other lending personal and business I was able to get much better rates after telling them I was moving... just advising no harm to ask.


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    #6
    dahamsta
    Banned (with Prison Access) Posts: 16,659 ✭✭✭✭dahamsta


    People should certainly ask, but given BOI's behaviour and shameless greed, I think they'd be better off simply taking their business elsewhere.

    I wonder if BOI notified their customers by mail, or did they hope people might miss this tiny ad while they were on holidays

    adam


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    #7
    deRanged
    Registered Users Posts: 3,744 ✭✭✭deRanged


    The 1% rise is only on cash advances, not purchases for most cards.
    There was a .6% rise for purchases plus a 1.6% rise on cash advances
    on gold advantage cards.

    They haven't sent out letters to date, and I wouldn't have noticed if you'd not posted this thread.

    I think it's time I gave them a call, I've been thinking of changing card for ages anyway.


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