idea for insurance on big cars for peanuts

opus

John R wrote:

Yep, red my policy and it says nothing about the other car needing to be insured.

Yeah I checked that once when I was driving a car home for someone who had just bought it, car was off the road previously so had no current insurance. Insurance company (can't remember which one) told me it didn't matter as my insurance would cover it once I was driving.

Chrissie

Volvoboy wrote:

i know your not coverd to drive other peoples car on tpft.

??????????????

My insurance cover is TPFT.
I was told straight out by the insurance company that yes, I was insured to drive other peoples cars, provided those cars were insured.

Vegeta

This whole scheme does work as my brother does it the whole time (was driving an EVO VII on escort insurance), he has been called in to the garda station twice to show his insurance policy, he showed his policy and then off he went. My dad was the owner of the EVO so there was no problem

On the phone to Quinn direct he wanted to transfer his insurance to another car for the day, my brother's BMW. They asked him why bother as his policy allowed him to drive the car as long as it was taxed and NCT'd.

Henry Ford III

Look it's simple really.

If you set out to drive and lie to an insurer on the way, you can be sure they will try to wriggle out of any subsequent 3rd party claim. The question "are you the main driver" must have been incorrectly answered.

The road tax issue is still not solved either.

Driving a valuable car on 3rd party insurance is madness btw.

frobisher

And do you send it back for a new one?

taby_dub

Volvoboy wrote:

thanks, but it dosent give a quote for under 25's

thanks all the same.

It does give qoutes for under 25 im 23 and drive a 01 325 covertiable and was refused a qoute from a few companys but i got in touch with a broker in town and they got me a qoute no probs

Topcat101

Volvoboy wrote:

so say if i get my mam to register her name to a merc and get the previous owner to tax it before he sells it on hence being taxed and insured and will be nct'd i could legally be insued- well in theory anyway.


http://www.carzone.ie/usedcars/index.cfm?fuseaction=Car&carID=427171&message=You%20searched%20for%3A%20Mercedes%2DBenz%20300%2C%20Year%3A%201990%2E%20Your%20search%20returned%20one%20vehicle%2C%20which%20is%20shown%20below%2E&CFID=17823591&CFTOKEN=71368008 - somthing like this

Looks lke something you'd see Del Trotter driving:D

Blue850

I insured my car with AXA recently and asked about driving other cars.
I was told. The other can't be my name or spouse/partners name, (you have to be named on their policy). The car has to be Irish reg,taxed and NCT'd. It doesn't need to be insured as your policy is transferring onto it, but third party cover only. How about buying a cinq and insure it and then buy a 20 year+ old merc and insure for about 2-300 euros on a classic policy?

Volvoboy

[QUOTEAnother VB brainwave! ][/QUOTE]

Quote:
Originally Posted by Volvoboy
i know your not coverd to drive other peoples car on tpft.


??????????????

Sorry ment to say not insured to drive other peoples cars when you have 3rd party ins.

cargrouch

OK, got bored reading "it has to be insured by someone else" vs "it doesn't have to be insured by someone else"

Right - Quinn direct + Full licence + tpft on whatever car = insured third party to drive any car not in your name
The current policies make no mention of the need for it to be insured by anyone else.

And you can be sure there's fellas insured on micras driving skylines registered to their grannies.

However - I think insurance companies will smell a rat in situations like this if there is a need for a payout and there's no saying they won't chase you for money if you were obviously pulling a stroke.