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Golf TDI Insurance Question

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  • 22-09-2006 11:28am
    #1
    Enygma
    Closed Accounts Posts: 1,651 ✭✭✭


    I rang my insurers the other day to ask about insurance on a Golf TDI and they came back with a very reasonable quote.
    The problem I have is, there are several engines you can get that are all Golf TDI's from 90BHP up to 150BHP. Do they all fall under the same insurance bracket?
    What's the story here?


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    #2
    mloc123
    Registered Users Posts: 9,454 ✭✭✭mloc123


    It depends on the insurance company. Some of them insure them as all the same and others you have to specify if its a TDI 90, TDI 110 etc... Who did you phone up? Most would ask for the BHP.


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    #3
    Enygma
    Closed Accounts Posts: 1,651 ✭✭✭Enygma


    I phoned my broker and just said it was a "Golf TDI". I've never been asked for BHP by them for any car.


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    #4
    Kali
    Closed Accounts Posts: 6,601 ✭✭✭Kali


    As far as I'm aware the 130 & 150bhp versions are "GT TDI"s .. otherwise as far as the insurance company goes you're driving the wrong car and not covered.


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    #5
    Anan1
    Registered Users Posts: 22,815 ✭✭✭✭Anan1


    Enygma wrote:
    I rang my insurers the other day to ask about insurance on a Golf TDI and they came back with a very reasonable quote.
    The problem I have is, there are several engines you can get that are all Golf TDI's from 90BHP up to 150BHP. Do they all fall under the same insurance bracket?
    What's the story here?

    Ask your insurance company.


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    #6
    $Leon$
    Closed Accounts Posts: 294 ✭✭$Leon$


    Kali wrote:
    As far as I'm aware the 130 & 150bhp versions are "GT TDI"s .. otherwise as far as the insurance company goes you're driving the wrong car and not covered.

    They never sold the golf in ireland badged as GT TDI. It was just red letters. the GT was only in the uk and came with GTI spec body kit and interior


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    #7
    Rudolph Claus
    Closed Accounts Posts: 1,060 ✭✭✭Rudolph Claus


    Which model are you trying to insure OP?


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    #8
    Enygma
    Closed Accounts Posts: 1,651 ✭✭✭Enygma


    I rang and asked about a GT TDI and it was only a little bit extra over a regular TDI (whatever that is...) didn't seem to make much of a difference. I would have thought the the letters G and T would turn their eyes into dollar signs.

    I've been looking at a few UK imports that dealers over here are selling. In particular I'm looking for a 130bhp TDI, preferably a GT spec. And silver :)


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    #9
    maidhc
    Registered Users Posts: 7,660 ✭✭✭maidhc


    Enygma wrote:
    I rang and asked about a GT TDI and it was only a little bit extra over a regular TDI (whatever that is...) didn't seem to make much of a difference. I would have thought the the letters G and T would turn their eyes into dollar signs.

    No insurer will insure you without knowing the precise variant. However the variant may not affect the price. I know in my case, it cost the same to insure a 90bhp and 115bhp version of the same engine.


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