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Hit By Joyriders

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  • 11-01-2007 11:40pm
    #1
    patrickc
    Registered Users Posts: 7,895 ✭✭✭


    the other night my girlfriend's dad was on his was home from work, he was coming over a bridge and joyriders hit his car, they had no lights on or anything. they drove off and he was so shocked he didn't get make or model of their car. Is there any way to get damages from this other than go through your own insurance? Any info would be greatly appreciated for him.. Thanks


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    #2
    CLADA
    Closed Accounts Posts: 651 ✭✭✭CLADA


    might be worth making an enquiry with the motors insurers bureau, I think they are based in Molesworth St, they basically compensate people who have suffered injury or damage at the hands of uninsured drivers.


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    #3
    patrickc
    Registered Users Posts: 7,895 ✭✭✭patrickc


    Thanks a million didn't even know they existed, got their number of their website and will pass it on tomorrow.


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    #4
    CLADA
    Closed Accounts Posts: 651 ✭✭✭CLADA


    No bother, but make sure he reported the incident to the guards to strengthen his case.


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    #5
    delta_bravo
    Registered Users Posts: 4,567 ✭✭✭delta_bravo


    But dont expect the money soon. It may take years


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    #6
    fastrac
    Registered Users Posts: 718 ✭✭✭fastrac


    happened me in 2000.bureau only paid personal injuries.i had to claim off my insurance for the car. if it happened on the way from work his prsi will cover medical expenses .but all this takes years


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    #7
    Stark
    Registered Users Posts: 20,990 ✭✭✭✭Stark


    As I understand it, the insurance companies have an agreement with the MIB. If you have comprehensive insurance, you can claim off it without losing your NCB and your insurance company will then recoup their money from the MIB.


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    #8
    Seth Brundle
    Moderators, Politics Moderators Posts: 39,727 Mod ✭✭✭✭Seth Brundle


    Don't you need a reg to claim off the MIB


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    #9
    patrickc
    Registered Users Posts: 7,895 ✭✭✭patrickc


    Great will see how he gets on today when he calls them


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    #10
    patrickc
    Registered Users Posts: 7,895 ✭✭✭patrickc


    they cant help him cos he had no personal injuries. Thanks for the replies though


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    #11
    DaveD
    Registered Users Posts: 564 ✭✭✭DaveD


    kbannon wrote:
    Don't you need a reg to claim off the MIB

    Yep !

    If you're hit by an untraced motorist you have to claim off your own policy.


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    #12
    PauloMN
    Moderators, Technology & Internet Moderators, Regional North East Moderators Posts: 10,869 Mod ✭✭✭✭PauloMN


    DaveD wrote:
    Yep !

    If you're hit by an untraced motorist you have to claim off your own policy.

    Yep, unfortunately this is the case as it would be too easy to scam otherwise. Happened my wife, woman swerved infront of her, smashed up the car and just legged it. :mad: My wife was shocked and concerned about our son in the back of the car - she only got part of the reg.

    Suppose that's what insurance is there for at the end of the day, but I'll never understand how some peoples' minds work.


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    #13
    patrickc
    Registered Users Posts: 7,895 ✭✭✭patrickc


    yeh it's crap though, when you've built up a big NCB and it's not protected.:mad:


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