How much is your Mortgage Repayment (2007)

Victor

How much is your Mortgage Repayment (€/month)

tbh

850 odd. I bought 6 years ago.

bugs90

Why is nearly everyone paying less than me:(

cruibin

445, bought 8 years ago!

Saruman

816 fixed for a year. I borrowed 176k in 05.
However i also borrowed for the 10% deposit so repayments of that included brings it up to over a grand. However its not a mortgage and that one will be paid in 3 years.

Ruu_Old

Something different and to compare to. Mine converted from US dollars (750) is ~570 eurons. I bought December '05, its locked so payment won't change.

Saruman

How much is the mortgage Ruu? And where in the US are you? Houses are generally cheaper there unless you are in California.

copacetic

its depressing to see I have moved up two categories since I took out my mortgage!!

although it is great to see AIB competing with NIB, that will help a little.

copacetic

why have 3 people moseyed in and voted for no mortgage?

Saruman

Might as well ask why the option is there

Ruu_Old

Saruman wrote:

How much is the mortgage Ruu? And where in the US are you? Houses are generally cheaper there unless you are in California.

Oh definitely, alot cheaper in this part of the country. I'm in central Illinois (fair bit of the land is farming), the mortage is $83,000.

copacetic

Saruman wrote:

Might as well ask why the option is there

to give the fools who feel left out a radio button to push??

Saruman

daveym wrote:

to give the fools who feel left out a radio button to push??

Then thats the answer to your last question

copacetic

Saruman wrote:

Then thats the answer to your last question

Touché!

jhegarty

503... moved in a year ago this week...

loismustdie

hi, am new to this form and interest in mortgages. i'm renting at the moment but seriously considering getting a mortgage. just wondering, are the amounts people are giving between themselves and their partners, ie the full mortgage on the house? unfortunately i'm a bit clueless on the topic

Mitzy

Mine is about €1,300 pm

djkeogh

just over 1,400 per month and haven't even moved in yet.

€220 a month, seven years to go!

kitty_kilkenny

should be 900 pm, but I'm accelerating it by paying 1,200 pm. I'm going to try and pay off the mortgage early - and give the bank less of my money in interest.

Victor

But manage you tax with it.

ixoy

It's interesting to see that for even the smallest shoebox out in the back end of somewhere like Balbriggan will cost first-time buyers, or want-to-be buyers like myself to be near the top end of this mortgage scale. An example of how terrifying it is for us now.

I'd speculate that it'd have to be in the depressing €1600 a month for 30 years at the current house prices.

445279.ie

€650pm and only 26 years to go!

Tonic07

33 years left at 1650pm till the next rate hike that is. Depressing stuff

cold_filter

1250ish!!
moving in next month, mortgage is managable even if another hike in rates happens, after that im not sure!!
as posted above hopefully once im settled and if rates go down i'll accelerate payments.

orchidsrpretty

mine is 1500€ with 22 years to go¬

infinitejest

I was on a one year fixed of (wait for it...) 3.25 and have just been bumped up to 5.2 variable. Was €744 per month and now will be around €950

The horror! :eek:

uberwolf

€1650 after interest relief.

c07

approx 800 and 31yrs to go...
will be changing mortgage shortly (selling house and building new one) - hopefully not having to borrow any more and accelerate payments to reduce term.

esmeralda

loismustdie wrote:

hi, am new to this form and interest in mortgages. i'm renting at the moment but seriously considering getting a mortgage. just wondering, are the amounts people are giving between themselves and their partners, ie the full mortgage on the house? unfortunately i'm a bit clueless on the topic

I'm also interested in knowing whether people are talking about paying on their own or sharing the cost with a partner - makes a heck of a difference! Also, instead of asking how much mortgage people are paying, I'd also like to see a poll on how much money people (individuals) have left to live on (net) after paying their mortgage, and then I would like to see posts explaining how they do it! (I need a few hints!!!....)

Just one last thing, when people say that interest rates need to go up to stablize house prices, it may do just that but the COST of buying a house continues to rise as interest rates do, unless you happen to have the money sitting in the bank... Can anyone with a better knowledge of economics (note my self-confessed total ignorance on the matter) explain that one to me? Suppose its something to do with macroeconmy taking precedence over microeconomy, but when the microeconomy in question is mine, I take exception!

sheepshagger

Agree if people are able to split their mortgage repayment 50/50 it makes athings a lot easier.

Am a Single FTB - EUR 920 a month. . but thats before the Interest Relief and luckily my employer gives me a mortgage subsidy. . .so only marginally more than I was paying in rent after those two are taken into account.