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Insurance on a second car...agh!

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  • 02-02-2007 1:39pm
    #1
    Registered Users Posts: 4,251 ✭✭✭


    Hey all,
    Wonder if anyone knows more than I could find out about getting a second car insured.
    I have one car currently insured under my name, full comp, full licence. 4 years no claims etc.
    I want to get a second car, a run about for the weekends insured. Is it possible in Ireland to get a limited mileage insurance or something. The second cars on a '98 Classic style Mini Coop. Got quoted like 1400~euro for third party on it on a fully policy :(


Comments

  • Registered Users Posts: 21,256 ✭✭✭✭Eoin


    It seems to be a complete pain over here to get a 2nd car without paying a fortune in insurance, despite the fact it's quite hard to be driving both at the same time.

    Unless you have your mind on a particular mini, then why not have a look at a classic one? Your insurance and tax will be very low then. You would probably have a good range to choose from in the UK if you wanted to bring one over.

    Edit: classic mini here


  • Registered Users Posts: 5,863 ✭✭✭RobAMerc


    A classic may be the only way to go if you've not already got a car. Some classic companies might take a relatively new mini cooper as a classic.

    Else just switch you car insurance over every weekend - somw companies dont charge for this, bit dodgy re theft though.


  • Registered Users Posts: 4,251 ✭✭✭KeRbDoG


    Well, its currently my dads but not insured. want to keep it.
    Really annoying. Prob get my g/f to get it insured and put me down as a named or get an open policy


  • Registered Users Posts: 21,256 ✭✭✭✭Eoin


    RobAMerc wrote:
    A classic may be the only way to go if you've not already got a car. Some classic companies might take a relatively new mini cooper as a classic.

    Else just switch you car insurance over every weekend - somw companies dont charge for this, bit dodgy re theft though.

    Sounds a bit messy, especially if you may need to use the main car at the w/end. Apparently Carol Nash treat some cars less than 25 years old as a classic, but 98 may be pushing it. Worth ringing though. I'd seriously consider the classic route though.


  • Registered Users Posts: 5,863 ✭✭✭RobAMerc


    Defo consider classic particularly if a mini as an 77 cooper in theory shouldn't be a million miles away for the 98 one, plus u could take it to shows at the weekend.
    Watch for rust though!


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  • Registered Users Posts: 21,256 ✭✭✭✭Eoin


    RobAMerc wrote:
    Defo consider classic particularly if a mini as an 77 cooper in theory shouldn't be a million miles away for the 98 one, plus u could take it to shows at the weekend.
    Watch for rust though!

    Rust is a killer on any mini let alone a classic one - it had my one ruined :(

    Looks like it's a particular car the OP needs to get insured though. You could always just ring around all the insurance companies at renewal time and mention that you need a 2nd car insured, it's a pain over here.


  • Registered Users Posts: 4,251 ✭✭✭KeRbDoG


    prob get it insured under my better half then be a named driver or something


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