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Insurance

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  • 16-04-2007 9:35pm
    #1
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭


    Ive had a car insured since november but have moved to england now and am getting a car insured over here. Do i loose my no claims (I know its only a few months) and does anyone know if quinn ireland can transfer a policy to quinn UK?

    Thanks


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    #2
    Bradidup
    Banned (with Prison Access) Posts: 586 ✭✭✭Bradidup


    Depends on how long you are staying over there, You are covered automatically for a few months in the UK with an Irish policy if you have a full licence.


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    #3
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭gary the great


    Depend on staying here a year or so and have a full licence.

    can i change my irish Full licence for a Uk one or do I just have to keep my Irish licence?


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    #4
    dermot_sheehan
    Closed Accounts Posts: 2,062 ✭✭✭dermot_sheehan


    Your irish insurer can issue a letter with details of your NCB that uk insurers would accept. Your irish policy should cover you 3rd party for several month, but it may be substantialy cheaper to take out a uk policy if you can get a refund on your irish premium (bear in mind you might need to shift to uk plates and get uk road tax).

    You can change your licence to a uk one but you are not obliged to (and would avoid uk penalty points). You could change to a uk one before coming home and then avoid irish penalty points.


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    #5
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭gary the great


    Cheers thanks for that gahain7. Ive actually found from looking at confused.com that insurance is actually more expensive for me here than back home! And that a lot of companies wont quote unless you have a UK licence


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    #6
    Esel
    Registered Users Posts: 22,271 ✭✭✭✭Esel


    gabhain7 wrote:
    You could change to a uk one before coming home and then avoid irish penalty points.

    drdre a friend of yours? ;)

    Not your ornery onager



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    #7
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭gary the great


    Does anyone know how long you are actually covered in the UK? Ive tried to ring quinn numerous times but end up waiting so long I just have to hang up!

    How could they actually prove when you came over? would they ask for a ferry ticket or something?


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    #8
    Fanboy
    Closed Accounts Posts: 99 ✭✭Fanboy


    It's 90 days.


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    #9
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭gary the great


    Thanks Fanboy.
    You don't know how they actually prove when you came over do you ie when your 90 days start and finish?


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    #10
    Esel
    Registered Users Posts: 22,271 ✭✭✭✭Esel


    gary the great wrote:
    Thanks Fanboy.
    You don't know how they actually prove when you came over do you ie when your 90 days start and finish?
    In a claim scenario I'd think they would check the ferry records - anything to get out of paying. Or at least they would want to see your ferry ticket.

    Not your ornery onager



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