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2nd hand car buying Q

  • 30-04-2007 7:17pm
    #1
    KdjaCL
    Closed Accounts Posts: 20,346 ✭✭✭✭


    Possibly consumer issue/legal Discussion of sorts but more related to Motors as its car related.

    Mr X buys car on finance worth 8k , gets behind payments Debt Collectors come to take car. X sells it to Mrs Y for 6k the going rate, Y gets car taxed and insured and has the logbook with her name on it. Mr X tells debt collector car is sold and is in Ys garden.

    Debt Collector calls to Y to take care, she refuses to hand over car, debt collector says judge court soon etc:

    is the finance and any court issues with Mr X and has nothing to do mrs Y and her car?



    kdjac


Comments

  • #2
    testicle
    Closed Accounts Posts: 5,430 ✭✭✭testicle


    If the car was bought on finance, it was a secured loan. Weh X defaults, the car belongs to the debt company, no matter who owns it now.


  • #3
    Spitfire666
    Closed Accounts Posts: 2,323 ✭✭✭Spitfire666


    the car isnt his to sell bsically


  • #4
    Esel
    Registered Users, Registered Users 2 Posts: 22,372 ✭✭✭✭Esel


    Mrs Y should not have trusted Mr X - she should have done a HPI check on the car. Her bank would probably have done this for free.

    Pretty sure (although IANAL) that Mrs Y now has to sue Mr X for her money.

    Not your ornery onager



  • #5
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,467 ✭✭✭✭colm_mcm


    I'm pretty sure she has to sue him, maybe if he settled at this stage with the finance company it could be resolved.


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