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Any feedback on insurance from Sertus?

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  • 17-05-2007 7:03pm
    #1
    Gran Hermano
    Closed Accounts Posts: 9,330 ✭✭✭


    It's renewal time for me and I've just received a quote from my broker for
    a new policy with Sertus Underwriting Ltd
    http://www.sertus.ie/

    I've had a look at the proposal and it seems to cover the usual windscreen,
    no-claims stepback, personal effects and the excess is €125.
    Sertus are coming in at half price what Allianz are quoting for a similar
    fully comprehensive policy.

    Whilst I'm delighted with the price, I'm just wondering if there's anything
    I'm missing - just wondering if it's too good to be true and what's the
    hidden catch! Has anyone had any dealings with them? What are they
    like in the event of a claim?


Comments

  • Options
    #2
    mike65
    Closed Accounts Posts: 88,978 ✭✭✭✭mike65


    Glad you posted this cos I was looking for this lot (seen them mentioned on a thread in Bargin Alerts forum a while back).

    Mike.


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    #3
    Gran Hermano
    Closed Accounts Posts: 9,330 ✭✭✭Gran Hermano


    I did a search of Boards via Google and found nothing.
    They're undercutting Allianz by over 200 euro - and Allianz
    were by far the cheapest last year.

    Fully comp insurance for myself and 1 named driver for just over €350,
    I'm in shock, happy shock, but still in shock.


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    #4
    mike65
    Closed Accounts Posts: 88,978 ✭✭✭✭mike65


    I don't think the company actually got a mention by name - just a url link. Could be wrong though.

    Go for it! :)

    Mike.


  • Options
    #5
    Stephen
    Registered Users Posts: 18,484 ✭✭✭✭Stephen


    Is there any way to get an online quote out of them?


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    #6
    drdre
    Closed Accounts Posts: 8,245 ✭✭✭drdre


    They sound ok if there that cheap just go for it.


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  • Options
    #7
    The tax man
    Registered Users Posts: 4,557 ✭✭✭The tax man


    @Gran Hermano Is your broker located in the Harolds Cross area?

    My broker gave me the exact same offering. Sertus beat Allianz by nearly €200,no brainer really. Off I went to Sertus.:) Like yourself I was wondering if their cover wasn't as good as Allianz but when the broker went through all the boring policy details Sertus actually offered better coverage. Don't ask me what exactly but they beat my old policy in all areas.(maybe breakdown recovery or similar offering) Couldn't find any major holes in policy to warrant the price.
    Broker told me that they're new to the Dublin market but have been operating outside of Dublin for a while now.
    I'm a nice safe driver;) so no idea what they are like to deal with in the case of an accident.


  • Options
    #8
    Gran Hermano
    Closed Accounts Posts: 9,330 ✭✭✭Gran Hermano


    Tax Man, the broker is indeed in Harold's Cross and I've been with the
    for over 7 years as they've given competitive quotes consistently.
    I just thought this quote was too competitive, not that I object
    to a saving ! Like yourself I've never had a claim and I was just
    worried that Murphy's Law would kick in and once I move from
    the usual Allianz/Hibernian I'd be stuck claiming from an unknown.

    Stephen: Re: getting an quote online, looks like they don't.
    Pop onto their site and call one of the brokers that
    quote them. Should only be a quick call.


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    #9
    ninty9er
    Registered Users Posts: 9,366 ✭✭✭ninty9er


    My mam was with them. Only 2 years ago they wouldn't insure:

    Anyone under 40 (proposer or named)
    Any provisional driver
    Anyone with claims


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    #10
    drdre
    Closed Accounts Posts: 8,245 ✭✭✭drdre


    Whats the name of the broker in Harolds cross.I would like to get a quote.thanks


  • Options
    #11
    wexford12
    Registered Users Posts: 451 ✭✭wexford12


    http://www.bestquote.ie/

    I used them last year they used Sertus Underwriting no problems at all and very good price.


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  • Options
    #12
    $Leon$
    Closed Accounts Posts: 294 ✭✭$Leon$


    wexford12 wrote:
    http://www.bestquote.ie/

    I used them last year they used Sertus Underwriting no problems at all and very good price.


    Just after putting my details into the above site. Got a quote of €4070!!

    Quinn Direct are quoting me €1300 for my renewal due next month.

    Wonder which I'll go with?


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    #13
    Stark
    Registered Users Posts: 20,984 ✭✭✭✭Stark


    Yeah I find brokers give me crazy expensive prices compared to ringing the companies myself. Although that said, www.insure.ie aren't too bad.


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    #14
    The tax man
    Registered Users Posts: 4,557 ✭✭✭The tax man


    drdre wrote:
    Whats the name of the broker in Harolds cross.I would like to get a quote.thanks

    Aaran Insurance brokers. ph.4782020 That's the crowd I deal with.Sounds like it's Hermanos' also. Found them very helpful over the years.


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    #15
    RoundyMooney
    Closed Accounts Posts: 10,910 ✭✭✭✭RoundyMooney


    Stark wrote:
    Yeah I find brokers give me crazy expensive prices compared to ringing the companies myself. Although that said, www.insure.ie aren't too bad.

    They're not indeed.

    470 quid on a two litre car is very competitive (and about a hundred less than I paid last week :mad:)

    Still, the other half's insurance is up soon...


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    #16
    mike65
    Closed Accounts Posts: 88,978 ✭✭✭✭mike65


    Just used that site for fun ie not all details exactly correct and get between 430 and 540 for my 1.8 audi. Thats about what I'd expect from my current deal come renewal time.

    Mike.


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    #17
    Spunj
    Registered Users Posts: 437 ✭✭Spunj


    I checked that against my current insurer (FBD who I have been with for 4 years) and they come in 100 above. I haven't been able to find a better renewal for myself than FBD yet and they have an office in my town which is worth at least €50 to me :)


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    #18
    drdre
    Closed Accounts Posts: 8,245 ✭✭✭drdre


    $Leon$ wrote:
    Just after putting my details into the above site. Got a quote of €4070!!

    Quinn Direct are quoting me €1300 for my renewal due next month.

    Wonder which I'll go with?

    Wow thats not a good quote :)


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