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Personal Loans

Vas_Guy · 2007-05-21 13:20:55

I need to borrow E65K, is there any lender in Ireland who will loan that amount or will it be possible to borrow it in two halves?

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21-05-2007 2:20pm

#1

Vas_Guy

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I need to borrow E65K, is there any lender in Ireland who will loan that amount or will it be possible to borrow it in two halves?

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#2 21-05-2007 5:02pm
stepbar

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Most lenders will but they will be interested in finding out what your repayment capacity is like, i.e after you earn X and pay out Y what have you left? This is critical. The last thing any bank wants is someone who is financially overstretched.

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#3 21-05-2007 6:55pm
Zaph

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For a loan that size it's also likely that they'll require some sort of collateral

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#4 21-05-2007 7:28pm
stepbar

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zaph wrote:

For a loan that size it's also likely that they'll require some sort of collateral

Most banks can give loans up to 65k unsecured. A personal legal guarantee maybe needed but repayment capacity is what they go on.

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