AIB Laser Card gov stamp duty

fletch

Got a letter from AIB informing me my ATM will now be replaced by a Laser card. So it arrived during the week, but my question is will I now have to pay €20 gov stamp duty as opposed to €10?

center15

Yup, don't think many people realise this yet.

fletch

center15 wrote:

Yup, don't think many people realise this yet.

Are they allowed to just do this without asking us? I'm tempted to complain (even though I want a Laser card).
Also now that I'm not going to be using my old ATM card, will I have to pay the €10 gov stamp duty in order to cancel it?

Irish Wolf

fletch wrote:

Are they allowed to just do this without asking us? I'm tempted to complain (even though I want a Laser card).
Also now that I'm not going to be using my old ATM card, will I have to pay the €10 gov stamp duty in order to cancel it?

Not too sure what your banking charges are like per year - but AIB were offering free banking if you signed up for a Laser card and online banking... you had to use the Laser card once per quarter and pay a bill online once per quarter to qualify for the transaction free banking...

Overall it saved me money to switch to a Laser card despite the extra stamp duty fee for it...

I'm not 100% sure this offer is still in existence

fletch

Irish Wolf wrote:

Not too sure what your banking charges are like per year - but AIB were offering free banking if you signed up for a Laser card and online banking... you had to use the Laser card once per quarter and pay a bill online once per quarter to qualify for the transaction free banking...

Overall it saved me money to switch to a Laser card despite the extra stamp duty fee for it...

I'm not 100% sure this offer is still in existence

Well I've never paid the bank one cent in charges, (on a student account through college and now on a Graduate account ).
I know about the new free banking with AIB but that applies to people using a Laser card and you have to make a transaction using 24-hour banking. This I find very unfair to elderly people who may not be very techy and this extra fee (I know it's only a tenner but still) is being forced upon them

A way to bank free of maintenance and transaction fees
"To enjoy a way to bank free of maintenance and transaction fees, each fee quarter you need to:

1. Use your AIB Debit Card to make a purchase, and
2. Make a debit transaction using AIB Phone & Internet Banking e.g. pay a bill or top up your mobile"

ct5amr2ig1nfhp

It says on the AIB letter that came with the new dual card that you will only be charged €20 if you use the card as a Pass card and Debit Card.

If you never use it as a Debit Card, you will only be charged €10.

Unless I read it incorrectly...

ambrose

fletch

kingambrose wrote:

It says on the AIB letter that came with the new dual card that you will only be charged €20 if you use the card as a Pass card and Debit Card.

If you never use it as a Debit Card, you will only be charged €10.

Unless I read it incorrectly...

ambrose

Oh right must have missed that Looks like I'll be paying €20 so

BuffyBot

center15 wrote:

Yup, don't think many people realise this yet.

If people read the information correctly, they'll see it's as described above..