Car - Legal Question?

wba88

Ok, long story (ill try shorten it) but here goes.

I bought a car (lets call it car A). Then car A was having a few problems with it. he garage took back car A and gave me a courtesy car (car . I crashed a car B. Garage towed it away to a nearby garage for a quote for the damage. Four and a half months on and despite several phone calls the owner garage hasnt picked up the car.

My question: how long does it have to be there before the quoting garage can claim legal right to that car? (any rules e.g. squatters in an abandoned house).
thanks for the help.

colm_mcm

Are your insurance company footing the bill for the repair?

crosstownk

As Colm says.

If you are insured then it's not your problem.

wba88

No, i was going to but they keep ignoring my calls because if they wait till my warranty is up they dont have to fix my car and then can get the money for the repair off me. Any help appreciated!

Edit: I didnt want to claim as there was noone else involved in the accident and i am 18 and could do without my insurance going higher.

crosstownk

Once you have reported the fault inside the warranty period then the repairs should be covered. But that's nothing to do with the damaged replacement car. The replacement car should be covered by your policy, assuming that the insurance was substituted to the replacement. Contact your insurer and let them look after it.

wba88

It was substituted but i do not want to claim

crosstownk

OK - if you don't want to claim, but you should still notify your insurer. What if the garage try to claim for loss of use of the car? (at €30 per day :eek: ) TBH, someone is acting the goose here and you need to get the ball rolling. Your insurance company are well kitted out to do this - it's what you pay them for. If the garage won't return your calls then what other option do you have?

wba88

True. But they took the car back and now the garage called us because they wont pick it up could they really screw me for the loss of use. Will the insurance company use this against me in the future e.g. higher premium??

uberwolf

We have Garage C and Garage D. C owning the replacement car.

If it was C's instruction to drop B at D, (see what I did there), then they've taken control (=possession) and it's their problem from thereon.

crosstownk

It's taken too long to sort out already. You need to bring this to a conclusion - quickly.

wba88

Thanx uberwolf thats what i was trying to say. So back to the original question; how long b4 garage D can claim car B as thier own because garage C wont collect it?

wba88

Anyone? ^^^ I feel i need to bump this because there is a mass of new threads in the last 24hours!