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Overdraft

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  • 16-07-2007 9:32pm
    #1
    Blondie86Star
    Closed Accounts Posts: 408 ✭✭


    I'm just wondering if its easy/hard to get an increase in an overdraft? I have a student accont at the momentwith UB that stands at €750 and need a furher €250 to get money together for a new laptop. During the summer my average monthly wages stand abt around €1400, other times, €700-€800


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    #2
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    Blondie86Star wrote:
    I'm just wondering if its easy/hard to get an increase in an overdraft? I have a student accont at the momentwith UB that stands at €750 and need a furher €250 to get money together for a new laptop. During the summer my average monthly wages stand abt around €1400, other times, €700-€800

    Would you not be better get a student loan over 2 years or less? I'm sure they could do a temp but I would just get a loan instead.


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    #3
    Esteem
    Closed Accounts Posts: 13 ✭Esteem


    As far as I am aware, most banks will allow you to take out an overdraft amount equivalent to your monthly wage. The idea being that you are not constantly in debit


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    #4
    Blondie86Star
    Closed Accounts Posts: 408 ✭✭Blondie86Star


    stepbar wrote:
    Would you not be better get a student loan over 2 years or less? I'm sure they could do a temp but I would just get a loan instead.

    Well the thing is I've been saving for 6 months now to get this (saving birthday money and the like) Just I'm€250 short and need to get it asap!


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