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[Req] cheap personal loan in irish market

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  • 23-07-2007 10:55pm
    #1
    bittihuduga
    Registered Users Posts: 1,889 ✭✭✭


    Hi,
    Could some one suggest lowest interest rate for personal loan?
    i am looking at 20k euro for 4 years..without loan protection

    any help appreciated


Comments

  • Options
    #2
    GoneShootin
    Closed Accounts Posts: 8,478 ✭✭✭GoneShootin


    http://www.askaboutmoney.com


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    #3
    Ruu_Old
    Closed Accounts Posts: 36,634 ✭✭✭✭Ruu_Old


    Moved from Bargains, probably best here.


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    #4
    Colonel Sanders
    Closed Accounts Posts: 7,669 ✭✭✭Colonel Sanders


    bittihuduga wrote:
    ..without loan protection

    Payment protection is one of the biggest rip offs there is. Avoid like the plague.


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    #5
    Deadalus
    Registered Users Posts: 230 ✭✭Deadalus


    Yeah stay clear of payment protection its a rip off. Tesco.ie do good personal loan rates and good after sales care too.


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    #6
    wasim21k
    Registered Users Posts: 438 ✭✭wasim21k


    i m not sure but i think tesco loan is for ulster bank account holders only.
    Deadalus wrote:
    Yeah stay clear of payment protection its a rip off. Tesco.ie do good personal loan rates and good after sales care too.


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    #7
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    wasim21k wrote:
    i m not sure but i think tesco loan is for ulster bank account holders only.


    AFAIK they are available to all (subject to the usual T&C's). They are arranged by Ulster Bank however, and the helpline support is provided by Ulster Bank


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    #8
    Mortmain
    Closed Accounts Posts: 79 ✭✭Mortmain


    Ulster Bank have the lowest personal loan rate on the market for personal loans over 12k. 6.3% over 4 years it will cost €470.83 per month without pp. Snag is, to get the rate you need to have a U-First current account which has a maintenance fee of €9 per month. In your case, it would probably still be cheaper to go this route than go to another lender, perhaps with the exception of Tesco - I'm not sure what their rates are.


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    #9
    Ogham
    Registered Users Posts: 1,844 ✭✭✭Ogham


    Maybe I'm too late - but First Active have good rates for loans.
    See www.moneyguideireland.com


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