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Insurance cost vs Your Job

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  • 09-08-2007 1:13pm
    #1
    keefg
    Registered Users Posts: 3,187 ✭✭✭


    OK Ladies & Gents,

    I have heard tales before about insurance companies use your job description to calculate part of your quote (as well as make & model of car etc.)

    After seeing this article..............http://news.sky.com/skynews/article/0,,30100-1279206,00.html


    It got me thinking, does anyone (maybe an insurance employee ;) ) know what the most cost effective job descriptions are when getting quotes for car insurance?


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    #2
    TomMc
    Registered Users Posts: 1,616 ✭✭✭TomMc


    Sedentary jobs are best. White-collar/professional types like solicitors, accountants etc.

    Jockeys, DJ's, Journalists are meant to be bad ones.


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    #3
    bazz26
    Registered Users Posts: 51,238 ✭✭✭✭bazz26


    I have been reliably told before that the "Office Clert" job description is supposed to have a quite low risk insurance calibration, as opposed to "Bookmaker" which is supposed to be quite high.


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    #4
    Gary ITR
    Closed Accounts Posts: 16,801 ✭✭✭✭Gary ITR


    Makes me wonder what way they would look at a race driver, say Alonso or one of those guys wanted to get insurance?


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    #5
    bazz26
    Registered Users Posts: 51,238 ✭✭✭✭bazz26


    Onkle wrote:
    Makes me wonder what way they would look at a race driver, say Alonso or one of those guys wanted to get insurance?

    With the salaries those guys are earning and what they can afford to drive/own, I don't think they are too concerned about how much the insurance costs.


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    #6
    craichoe
    Closed Accounts Posts: 2,706 ✭✭✭craichoe


    The drivers least likely to make insurance claims include a police officer driving a Skoda living in Inverness, Scotland, and a female assistant teacher driving a Saab living in Perth, also north of the border.


    Hahahahaha ... IT WAS YOUR FAULT... PLUS THERES A BAG OF SNOW IN YOUR BOOT


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    #7
    Gary ITR
    Closed Accounts Posts: 16,801 ✭✭✭✭Gary ITR


    bazz26 wrote:
    With the salaries those guys are earning and what they can afford to drive/own, I don't think they are too concerned about how much the insurance costs.

    I know that, it'd be just interesting to know what way insurance companies would look at them


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    #8
    TomMc
    Registered Users Posts: 1,616 ✭✭✭TomMc


    I'd say racing drivers or people who do trackdays are probably amongst the more safer (civilised) drivers on public roads. Apart from having more car control, they get their buzz on the track. Boy racers unfortunately don't, so feel the need to prove themselves on the highway or indeed car parks.:rolleyes:


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    #9
    White Knight
    Closed Accounts Posts: 1,179 ✭✭✭White Knight


    "Supervisor" is on most lists of employment statuses these days. No need to say what industry you are in .. and how can a "supervisor" not be responsible?! :p


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