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Credit card 6-12months interest free?

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  • 07-09-2007 11:16pm
    #1
    Registered Users Posts: 26


    Hi guys i am looking for my first credit card, i have had one for 2 years now linked to my dads account just to see how i got on, and now i am looking for one of my own.

    Are there any availible with 6-12months interest free for the first year?other rates really dont effect me as i have never missed a full payment and i only use them usually for tickets and small onlne purchases.

    Any help would be great

    thanks in advance


Comments

  • Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    If you only purchase small items and you pay it off in full, interest free periods wouldn't really matter as you wouldn't be paying interest :)


  • Registered Users Posts: 2,462 ✭✭✭projectgtr


    Damn sorry guys it posted in my girlfriends account, thanks for the reply buffybot, you see i want to kill two birds with one stone i have one big purchase which i am say 1-2 grand short but which i can pay back over a very short period (1-2months) so i was thinking now would be a good time to get the new card, am i misstaken? are there other options i am overlooking?

    thanks in advance guys


  • Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    You've got plenty of options

    http://www.bankofireland.ie/html/gws/personal/credit_card/our_product/General_Content_1000155.html
    could be one

    Halifax are also offering 6 months interest free on new credit card accounts, with a low rate after, while Ulster Bank offers one with 9 months interest free, but the after offer rate is higher than Halifax. I'd say something like Halifax's offer might be worth looking into in the circumstances you describe.


  • Registered Users Posts: 1,844 ✭✭✭Ogham


    First Active do 9 months interest free on purchases and so do Ulster Bank


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