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Best Credit Card Deals??

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  • 25-09-2007 5:39pm
    #1
    Littlepete
    Closed Accounts Posts: 17 ✭


    Whats the best Credit Card deals available??

    I never pay interest and run up large amounts on my cards. In the UK you can get as much as 4% cash back on your spendings. Here in Ireland AIB offer 0.5% with their John Rocha card... does anyone know of any better offers?


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    #2
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Nothing like the UK AFAIK, but BOI's Amex Blue gives 1%

    http://www.bankofireland.ie/html/gws/personal/credit_card/our_product/General_Content_1000179.html


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    #3
    Littlepete
    Closed Accounts Posts: 17 ✭Littlepete


    I'd never use american express, some years ago i worked with a retail business that wouldn't accept them - their reasoning is that they gave them a raw deal - charged higher commissions and if they were stolen and used they wouldnt honor them!

    Dont know if this is still true.

    To me its a bit risky/ annoying to have a card that might not be accepted.

    1% thought really is good. Anyone else offering 1%???


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    #4
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Not that I'm aware of.

    Amex is pretty widely accepted, but yes - not everywhere and they do charge higher processing fees than other issuers. As for the stolen/used issue, your best bet is to check with them directly.

    To be honest, cashback cards (to me) are just pointless. You end up spending more, thinking you're getting a good deal (which is exactly what the banks want you to do).


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