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3rd Party Cover on someone else's car

krinpit · 2007-10-18 08:01:20

I have fully comprehensive insurance on my own car, which gives me 3rd party protection to drive someone else's car (even if it's not specified in their policy). What does this mean exactly? What would I expect to be covered in the event of a 2 vehicle collision for example? Sorry for being morbid :) Thanks

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18-10-2007 9:01am

#1

krinpit

Registered Users Posts: 450 ✭✭

Join Date: August 2002

Posts: 378

I have fully comprehensive insurance on my own car, which gives me 3rd party protection to drive someone else's car (even if it's not specified in their policy).

What does this mean exactly? What would I expect to be covered in the event of a 2 vehicle collision for example? Sorry for being morbid

Thanks

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#2 18-10-2007 9:03am
Saruman

Registered Users Posts: 11,389 ✭✭✭✭

Join Date: October 2001

Posts: 10728

Only for the cost of the car YOU hit... Not the car you drive. If someone else is at fault then their insurance covers it.

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#3 18-10-2007 9:07am
krinpit

Registered Users Posts: 450 ✭✭

Join Date: August 2002

Posts: 378

So basically it's a major risk on behalf of the owner of the car you are driving!

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