Insurance companies wont quote??

Archeron

Just wondering if this is unusual.

I'm 31 years old, with a full license 12 years. 9 years no claims bonus on my own policy, no penalty points, never convicted, never had an accident.
I was looking to upgrade my car, and quite fancy the Subarau Legacy. The one I looked at was a 2001, 2 litre, B4 model, and the insurance companies are saying they wont quote me!
My own insurance company said they would insure me on a standard legacy as third party only for €1600 a year which is a rip (i currently pay €700 a year full comp on a 1.6 Integra). The last crowd I spoke to said they wouldnt insure a Legacy, regardless of what model.
Is this normal? I really thought the days of not getting quoted for insurance were well behind me, and this has come as somewhat of a surprise. I mean its only a 2 litre car. How do people who drive these cars get insured if companies wont quote for it?

jmcc99_98

You should try ARB, they specialise in High Performance Cars but are not that expensive. Im driving a Dodge Viper and am 32 years of age with 7 years NCB and my premium is 750 per year.

You can only go through a broker as they dont quote directly

Archeron

jmcc99_98 wrote: »

You should try ARB, they specialise in High Performance Cars but are not that expensive. Im driving a Dodge Viper and am 32 years of age with 7 years NCB and my premium is 750 per year.

You can only go through a broker as they dont quote directly

Cool, thanks, I must try that option.

TomMc

OP, I have a 2.0L Legacy (std not B4 or anything) and am a bit older (more mature, but not a fuddy duddy!)

Axa were 770 2 years ago fully comp, then I switched to Hibernian last year for 661, this year though on renewal (Hib) wanted 835, so my broker switched again, this time to Royal & Sun Alliance for 487. Insurance companies seem to have special discounts/introductory offers from time to time so a good broker is very useful. Shop around.

Brittons or one of those may be worth calling for a B4 but AFAIK excess can be high.

drdre

Have you tried hibernian.Im 23 with a 07 golf gti and only paying 1300 fully comp.Now thats cheap as no one else quoted me in ireland.

C_Breeze

jmcc99_98 wrote: »

You should try ARB, they specialise in High Performance Cars but are not that expensive. Im driving a Dodge Viper and am 32 years of age with 7 years NCB and my premium is 750 per year.

You can only go through a broker as they dont quote directly

A DODGE VIPER!!!!??????? :eek:



....How much is your road tax for an 8.3 Litre engine!!??

craichoe

C_Breeze wrote: »

A DODGE VIPER!!!!??????? :eek:



....How much is your road tax for an 8.3 Litre engine!!??

The Maximum, 1343 / year
https://www.motortax.ie/mtoapp/pdf/motortax_rates_2004_en.pdf

C_Breeze

Oh right yeah

... I actually knew that , but i just said it because of the shock value of such a big engine!


Any pics of this dodge viper?

Holsten

A Viper? Wow.. nice! Never even seen one on Irish roads, pics?

Notch000

ya show us you snake !!

drdre

well you will see it.Theres afew around.here is on that was at toys for big boys
http://www.carzone.ie/usedcars/index.cfm?fuseaction=Car&carID=828496&message=You%20searched%20for%3A%20Dodge%20Viper%2C%20Year%3A%202008%2E%20Your%20search%20returned%20one%20vehicle%2C%20which%20is%20shown%20below%2E&CFID=3097949&CFTOKEN=38770053

Heres another one
http://www.carzone.ie/usedcars/index.cfm?fuseaction=Car&carID=550015&message=You%20searched%20for%3A%20Dodge%20Viper%2C%20Year%3A%202002%2E%20Your%20search%20returned%20one%20vehicle%2C%20which%20is%20shown%20below%2E&CFID=3097949&CFTOKEN=38770053

2stageturbo

Im very surprised by this post. I was insured on a similar B4 with Hibernian last year for 600 euro.My details are almost identical to the op.
There even advertised on Carzone and the likes as being cheep to insure

My only advice is to keep on trying

Great car by the way:D

It will be worth it in the long run;)

CrowdedHouse

drdre wrote: »

Have you tried hibernian.Im 23 with a 07 golf gti and only paying 1300 fully comp.Now thats cheap as no one else quoted me in ireland.

That's not bad at all Dre,they quoted me €1000 last year..and I'm nearly twice your age

I had no problems getting a quote as such but all the main insurers (Hib/FBD/AXA/Allianz/Quinn) all wanted around the 900/1000 mark.They have a thing about 'high performance' cars
Got it for 600 with St Paul Travellers through Brittons

drdre

CrowdedHouse wrote: »

That's not bad at all Dre,they quoted me €1000 last year..and I'm nearly twice your age

I had no problems getting a quote as such but all the main insurers (Hib/FBD/AXA/Allianz/Quinn) all wanted around the 900/1000 mark.They have a thing about 'high performance' cars
Got it for 600 with St Paul Travellers through Brittons

I rang all the many companies like, axa,quinn,fbd,etc and no body quoted and then hibernian quoted 1600 fully comp and i got them down to 1300.I thought that was great but i was supposed to ring around more but didnt have the time as insurance was expiring that night.So i will research more next time.