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Changing insurance

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  • 17-12-2007 10:33am
    #1
    -Al-
    Registered Users Posts: 705 ✭✭✭


    Hey, bit of a dumb question. But I have my test on xmas eve but not looking likely the NCT will get done by then so cant use my car. If I change my insurance over for the day to my dads car how will the tester know? Presumably they wont send me out a cert, is the tester going to take my word for it that im insured?

    Tried to call the driving test offices but says there call centre is closed:rolleyes:

    Thanks


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    #2
    daveharnett
    Registered Users Posts: 2,567 ✭✭✭daveharnett


    All candidates have to sign a declaration to say that they are insured to drive the car. After that, the tester will just glance at the 2/3 discs to make sure that they are in date. Doubt it'll be a problem al.


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    #3
    -Al-
    Registered Users Posts: 705 ✭✭✭-Al-


    cool, cheers dave


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    #4
    jhegarty
    Registered Users Posts: 6,440 ✭✭✭jhegarty


    actually hiberian send out a new cert ... i changed my car for 5 hours (while the other was in for a service) and they sent me out a new disc and insurance cert...don't know about other companies...

    but as said above , you name is not on the insurance disc on the car, so you will be grand as long as you can sign the letter the tester gives you...


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    #5
    Stark
    Registered Users Posts: 20,991 ✭✭✭✭Stark


    Make sure the registration number on the disc matches the registration number on the car. They check that.


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    #6
    Wishbone Ash
    Registered Users Posts: 24,993 ✭✭✭✭Wishbone Ash


    jhegarty wrote: »
    actually hiberian send out a new cert ... i changed my car for 5 hours (while the other was in for a service) and they sent me out a new disc and insurance cert.
    It hardly arrived before the 5 hours were up? Unless, of course, you have a fantastic postal service!


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    #7
    pow wow
    Closed Accounts Posts: 5,288 ✭✭✭pow wow


    Also, check you don't already have open drive on your own policy (i.e. you're insured to drive any other car that the car owner has given you permission to drive). It's usually only Third Party coverage but if your dad will let you do it, it'll save you the hassle of switching your own insurance over.

    It's standard on Quinn policies at least, my dad has it and I let him drive my car last night.


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    #8
    jhegarty
    Registered Users Posts: 6,440 ✭✭✭jhegarty


    Wishbone Ash wrote: »
    It hardly arrived before the 5 hours were up? Unless, of course, you have a fantastic postal service!

    no, it was a few days later.... but would have done me if

    a) i applied in advance
    b) need to produce to a garda station in 10 day


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    #9
    Wishbone Ash
    Registered Users Posts: 24,993 ✭✭✭✭Wishbone Ash


    ellscurr wrote: »
    Also, check you don't already have open drive on your own policy (i.e. you're insured to drive any other car that the car owner has given you permission to drive). It's usually only Third Party coverage
    That facility is usuallally restricted to those over 25 years of age and who have a full licence in the relevant category.
    jhegarty wrote: »
    no, it was a few days later.... but would have done me if

    a) i applied in advance
    b) need to produce to a garda station in 10 day
    Yes, of course, I hadn't thought of that. :)


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    #10
    dudara
    Registered Users Posts: 33,518 ✭✭✭✭dudara


    I had to switch cars for my first test. I got in touch with my broker (www.insure.ie) who switched over the insurance no probs. Then I just signed the declaration at the test centre.


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