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O2 credit checking for new customers - what's the story

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Comments

  • #32
    Ah-Watch
    Registered Users, Registered Users 2 Posts: 1,773 ✭✭✭Ah-Watch


    Vodafone point blank rejected me(for Vodafone Simply and 12 month contract) and I was fuming considering I see the shoddiest people getting contracts and me, a vodafone agent (dispite my young age) getting rejected. 02 took me straight away online moving from Speakeasy to Bill, only took 5 mins and was passed straight away with no deposits or anything:rolleyes: but cancelled the 02 account after a month and hoping to get vodafone contract soon:D (hurry up vodafone with the N97)


  • #33
    jimmycrackcorm
    Registered Users, Registered Users 2 Posts: 14,339 ✭✭✭✭jimmycrackcorm


    cgarvey wrote: »
    No point, as they just tell you to write to a PO Box number, in Dublin, to find out why. Madness!

    That's what the email said. However I sent her into a three shop and all went through no problem. I used the online application myself which worked well and that's why I couldn't figure out what went wrong for her.


  • #34
    Nonoperational
    Registered Users, Registered Users 2 Posts: 7,401 ✭✭✭Nonoperational


    They're hadly turning doen custom for the laugh. Obviously they have their reasons and deem you to be slightly riskey.


  • #35
    Random1
    Closed Accounts Posts: 43 ✭Random1


    in my past experiences of working in a phone shop it's down to a few things which if on your application you will be accepted. say you're a home owner, living at the address for 3 years+. say you're job is permanent and you're in it 3years+, you've been with your bank 10years+ etc. i used to put this on contracts for people just so they didnt get declined. they have no way of checkin these details and i never had a declined contract after. might have changed in the last 2 or 3 years but i doubt it!

    it has little to do with previous loans etc imo


  • #36
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Lads, you can find out exactly why the turned you down. Send them a request under Section 4 of the Data Protection Act 1988. Trade secrets won't protect them then.


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  • #37
    cgarvey
    Registered Users, Registered Users 2 Posts: 3,886 ✭✭✭cgarvey


    Bond-007 wrote: »
    Lads, you can find out exactly why the turned you down. Send them a request under Section 4 of the Data Protection Act 1988. Trade secrets won't protect them then.

    Yes, but that, too, must be in writing.


  • #38
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Indeed.

    But using the DPA does not allow them to fob you off with bullcrap like trade secrets and policy.


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