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Applying for an overdraft...

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  • 28-01-2008 1:09am
    #1
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭


    Is applying for an overdraft similiar to that of a loan or credit card?

    Is there a long winded load of questions, forms to sign etc?

    Do I need to go into my branch? Can I do it via telephone banking?

    I'm with AIB by the way. Not in the mood to ring anyone now so hoping some people more experienced might be able to help me :)


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    #2
    broker2008
    Registered Users Posts: 750 ✭✭✭broker2008


    There are number of online options on the AIB Site but overdraft doesn't seem to be one. A phone call to your branch will get the ball rolling but I would be fairly sure that a form will need to be signed down the line. By the way they charge a yearly facilty fee of I think €25.39 every year whether you use it or not.


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    #3
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Don't mind the fee much, I'd like to have the facility. Just thought someone might know as I never get a chance to ring my branch.

    Thanks for taking the time to reply anyway, and if anyone else has one with AIB please do !

    Thanks


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