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MBNA Credit Card

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  • 08-02-2008 3:09am
    #1
    smooth operater
    Closed Accounts Posts: 209 ✭✭


    I applied and recieved a Ryanair/MBNA credit card....
    Now i have a mastercard already with Bank Of Ire...
    My dad has told me MBNA will basically try and rape me as soon as i activate it? Im sure thats a little ott....But is he right?
    The reason i originally applied for it was because i do alot of flying with ryanair


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    #2
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    MBNA can be VERY expensive IF you don't manage your account well. They charge quite signifigantly for everything. So make sure you pay your bill on time, keep within your limit etc and you should be fine.


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    #3
    smooth operater
    Closed Accounts Posts: 209 ✭✭smooth operater


    Cool, il have to look into their internet bankin so, im usually fine with my current one....If it wasnt for internet banking i'd never have paid them off!!!

    God bless the interenet


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    #4
    Colonel Sanders
    Closed Accounts Posts: 7,669 ✭✭✭Colonel Sanders


    a lot of people on here usually suggest using your credit card when withdrawing money abroad in non euro zone countries. Just note that MBNA charge you a cash withdrawal fee even if you have a credit balance. Their exchange rates are usually pretty sh!t too if buying stuff of foreign websites


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    #5
    broker2008
    Registered Users Posts: 750 ✭✭✭broker2008


    Ditto as per the two previous posts. I'll just add that it is very handy to have access to using their credit card cheques...for emergencies. They'll spam you with the amount of blank cheques that they send to you. Make sure you pay off the balance in FULL or it will cost.


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