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Insurance at 21...

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  • 12-02-2008 7:24pm
    #1
    Black_Knight
    Moderators Posts: 12,374 ✭✭✭✭


    Ive been looking around at different insurance companies quotes for myself. 21, male, 1.4 00 civic, 3yrs NCB (1 year in my own name but FBD took it as 2yrs NCB when i got insured last year)

    Checked out the new Ryanair insurance. There cheaper by a small bit compared to my current FBD quote of 1650 (inc NCB protection).
    Allianz quick quote quoted me 800 but i need to ring em for a proper quote, im guessing it wont be twice as much in the full quote.
    Quinn quoted me 1000 but you never really know with their online quotes.

    Im amazed at the difference being 21 makes, allianz knock off 600 for being 1 year older.
    Similar with Quinn.

    Whats the reasoning?
    Im awful tempted to change insurance because ive just turned 21, get money back off FBD and change to allianz who seem to be the cheapest.

    Anyone else notice this?


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    #2
    Breezer
    Registered Users Posts: 3,228 ✭✭✭Breezer


    Yep, got 400 or 500 knocked off mine when I turned 21. 25 seems to be the next major age-related reduction. Surprised at that FBD quote though, I'm only in a 1.0 L but I had no NCB in my own name and they quoted me €850 fully comp.


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