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Travel insurance

JæKæ · 2008-03-04 02:37:53

Hi folks, a quick question on Travel insurance. I got full cover from fyi.ie for my trip to Canada. The policy has the usual jibberish and jargon, which I am not too au fait with. It says I have cover for medical expenses up to 5 million euro. Does this include standard doctors charges for a routine check-up? The excess is…

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04-03-2008 3:37am

#1

JæKæ

Closed Accounts Posts: 662 ✭✭✭

Join Date: January 2007

Posts: 582

Hi folks, a quick question on Travel insurance. I got full cover from fyi.ie for my trip to Canada. The policy has the usual jibberish and jargon, which I am not too au fait with.
It says I have cover for medical expenses up to 5 million euro. Does this include standard doctors charges for a routine check-up? The excess is 130 euro, does that mean I only get refunded when it goes above this?

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#2 04-03-2008 8:29am
broker2008

Registered Users Posts: 750 ✭✭✭

Join Date: January 2008

Posts: 735

Yes only on amounts over and above excess are payable i.e the first €130 is not allowable for claim. The definition of medical expenses probably state emergency or non standard care so it is unlikely the routine medical would be included although the excess would probably take care of that.

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