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Writing off my car with insurance

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  • 05-04-2008 9:25pm
    #1
    tonypony
    Closed Accounts Posts: 25 ✭


    Hi All,

    My (old) car got damaged recently and I am thinking of writing it off with my insurance co instead of getting it fixed, as it would prob cost more to get fixed.

    My question is that when you write off you car with your insurance company do they take it away or just leave it to you to dispose of, I might have another buyer for it in the shape it is in now.

    Thanks


Comments

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    #2
    Gumbo
    Moderators, Society & Culture Moderators Posts: 39,367 Mod ✭✭✭✭Gumbo


    tonypony wrote: »
    Hi All,

    My (old) car got damaged recently and I am thinking of writing it off with my insurance co instead of getting it fixed, as it would prob cost more to get fixed.

    My question is that when you write off you car with your insurance company do they take it away or just leave it to you to dispose of, I might have another buyer for it in the shape it is in now.

    Thanks


    usually its up to the insurance company wether to write it off or not.


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    #3
    Senna
    Registered Users Posts: 8,800 ✭✭✭Senna


    Its the insurance companies decision if the car is a write off or fixable, not yours. But if it is older, then it probably will be.

    But if its an older car and someone is willing to buy it, why are you going thought insurance claim? You'll lose you NCB and be paying more for insurance for the next few years. What value is the car - excess?


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    #4
    Trampas
    Registered Users Posts: 7,673 ✭✭✭Trampas


    If its a write off then the insurance company own your car not you.


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    #5
    Steve
    Moderators, Category Moderators, Entertainment Moderators, Sports Moderators Posts: 22,584 CMod ✭✭✭✭Steve


    Trampas wrote: »
    If its a write off then the insurance company own your car not you.
    +1

    Insurance co. pays you market value for the car, not the value it was insured for.

    They then own it.

    You can choose not to accept this and sell it privately if you think you'll get more.


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