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overdrawn on bank account

jj99 · 2008-04-11 09:04:30

i pay my credit card bill by direct debit. i recently had low funds in my account and aib were unable to take the credit card bill from my account. i was overdrawn. i paid the balance after two days, i was just wondering does this have any implications for me, affect credit rating etc???? Thank you

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11-04-2008 10:04am

#1

jj99

Registered Users Posts: 114 ✭✭

Join Date: June 2004

Posts: 62

i pay my credit card bill by direct debit. i recently had low funds in my account and aib were unable to take the credit card bill from my account. i was overdrawn. i paid the balance after two days, i was just wondering does this have any implications for me, affect credit rating etc????
Thank you

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#2 11-04-2008 12:39pm
Gillo

Registered Users Posts: 5,566 ✭✭✭

Join Date: February 2004

Posts: 5348

If it's just a once off I wouldn't worry about it.

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#3 11-04-2008 12:54pm
mcaul

Closed Accounts Posts: 1,493 ✭✭✭

Join Date: September 2004

Posts: 1373

None whatsoever.

Worst case scenario is a late payment charge.

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#4 11-04-2008 6:58pm
Del2005

Registered Users Posts: 18,990 ✭✭✭✭

Join Date: January 2005

Posts: 18791

They will be no issues, once it's paid in a few days. I've missed a few deadlines, always use web to transfer funds just forgot the odd time, and still managed to get a mortgage.

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