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Insurance renewal, need numbers!

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  • 17-04-2008 9:17am
    #1
    Registered Users Posts: 20,097 ✭✭✭✭


    My insurance renewal came just there,

    Im 27 - Full licence - Full NCB (55% discount) - Protected NCB

    Insured on a 02 BMW m3 value 33,000

    Quote is a pretty good 1,100 from eagle star.

    Anyone with similar details paying any less? anyone i could call to get a comparative quote?


«1

Comments

  • Banned (with Prison Access) Posts: 8,486 ✭✭✭miju


    www.ryanaircarinsurance.com (underwritten by FBD) just quoted €604 fully comp using their quick quote


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    eh? it says they need to ring me? cant get a quote


  • Registered Users Posts: 2,287 ✭✭✭Ferris


    try First Ireland, ring them though.


  • Registered Users Posts: 1,920 ✭✭✭Vélo


    Try Goggin Insurances. Phone.8730600


  • Registered Users Posts: 13,237 ✭✭✭✭djimi


    I went onto InsureMe.ie and I found Eagle Star quoted me nearly half what my renewal with Axa would have been. Worth checking out. I didnt buy from InsureMe, but when I rang Eagle Star they quoted me the same.


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  • Moderators, Home & Garden Moderators, Recreation & Hobbies Moderators Posts: 7,683 Mod ✭✭✭✭delly


    +1 insure.ie

    Not the best customer service, but there prices are hard to beat. A bit like Ryanair tbh.


  • Registered Users Posts: 13,237 ✭✭✭✭djimi


    miju wrote: »
    www.ryanaircarinsurance.com (underwritten by FBD) just quoted €604 fully comp using their quick quote

    I just tried this out. I had to put an excess of €2000 on the policy to even come close to the quote I got from Eagle Star, and my ES policy has a protected no claims bonus. Even at that the Ryanair quote was about €100 more expensive.


  • Registered Users Posts: 51,243 ✭✭✭✭bazz26


    Most online quotes on an M3 are going to end fruitless, online quotes usually only cover generic run of the mill ordinary cars. I'd say your going to have to ring insurance companies for the best quote, play them off each other.

    I've heard Britton Insurance and St Paul's specialise in insuring high performance cars. €1,100 doesn't sound too bad though.


  • Registered Users Posts: 5,326 ✭✭✭Redsoxfan


    The AA have been the best for me the last few years (current policy is underwritten by AIG). No online quotes, number on their website.

    €1100 doesn't sound too bad for a twentysomething male in a M3 though.


  • Registered Users Posts: 13,237 ✭✭✭✭djimi


    bazz26 wrote: »
    I've heard Britton Insurance and St Paul's specialise in insuring high performance cars. €1,100 doesn't sound too bad though.

    Britton insurance arent actually that bad. They have a system whereby the more excess you are willing to put on the policy, the cheaper it gets. Not my cup of tea, but if you dont mind putting €1000-€2000 excess on your policy then you would probably get a very good quote.


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  • Registered Users Posts: 4,616 ✭✭✭milltown


    FBD ftw as far as I'm concerned. Nobody could touch their quote for past two years (inc. no claims protection, windscreen cover, breakdown etc.). And perhaps most importantly, I recently had a parking incident that I needed to claim for and the process was unbelievably painless. Policy and licence no. over the phone, assessor came and had a look and the car was booked in two days later. Never even signed a form.

    €540, 35yo, full NCB (still :D) on a '02 320Ci. Spoke to a mate who works there the other day about upgrading and he says an M3 will make little or no difference to my premium.


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    fbd wont quote me!


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    Summary so far

    Eagle star thro broker, renewal 1,100 fully comp, full ncb protect
    FBD - wont quote
    Hibernian - system down
    St Pauls - 1,250 best they can do (not incl full NCB protect)
    AA - cant quote me

    ill try hibernian again, anyone else?

    not looking good, that said the renewal is fine but always good to call around


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    Axa wont insure me on an m3 until im 30 :p


  • Registered Users Posts: 4,616 ✭✭✭milltown


    Cyrus wrote: »
    fbd wont quote me!

    Did they say why not?


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    something about it being the highest group car and they couldnt offer me a quote

    ins co are funny like that, if you have been with them they will insure you on most things but if you are new business not so keen, regardless of ncb etc


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    oh and i asked eagle star was there any discount if i activated my tracker
    answer - no unless car is worth over 100k :D


  • Registered Users Posts: 5,326 ✭✭✭Redsoxfan


    Cyrus wrote: »

    ins co are funny like that, if you have been with them they will insure you on most things but if you are new business not so keen, regardless of ncb etc


    Is there a requirement that your existing insurer must offer you a policy renewal?


  • Registered Users Posts: 4 threethrees


    did you try quinn direct


  • Closed Accounts Posts: 1,670 ✭✭✭NiSmO


    This post has been deleted.


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  • Closed Accounts Posts: 1,670 ✭✭✭NiSmO


    This post has been deleted.


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    tried st pauls, came closest with 1250, tried quinn before and they were miles off!


  • Closed Accounts Posts: 1,670 ✭✭✭NiSmO


    This post has been deleted.


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    success!!!

    890 with glennons thro, you guessed it, eagle star

    glennons are down on the ICAI website as the institute group scheme insurers

    fellow bean counters take note :D


  • Registered Users Posts: 1,330 ✭✭✭gaz wac


    You wont beat Insure.ie or Aaran Ins in Harolds X brill for low quotes, just keep liying to each of them saying your getting a better quote with the other one, they will ALWAYS bring it down :D


  • Registered Users Posts: 65,423 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    Cyrus wrote: »
    success!!!

    890 with glennons thro, you guessed it, eagle star

    Until my current classic insurance, I was with them for donkeys. By far the best quote for safe lads with performance cars :)


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    is that glennons or eagle star unkel?


  • Registered Users Posts: 4,196 ✭✭✭MarkN


    I'd say he meant Glennons.

    I'm gonna try them for mine in Oct so, I'm paying 1500 quid at the moment and I think it's too much.


  • Registered Users Posts: 20,097 ✭✭✭✭Cyrus


    seems a lot alright mark, that said maybe the car value is a big contributory factor?

    im happy enough with 900 !


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  • Registered Users Posts: 65,423 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    Cyrus wrote: »
    is that glennons or eagle star unkel?

    Insurance is with Eagle Star indirectly. Frank Glennons is the broker I pay directly. Did I not advice you to go with this combo at some point?


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