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Benefit in having a Laser as well as a credit card?

  • 03-06-2008 4:04pm
    #1
    Basq
    Registered Users, Registered Users 2 Posts: 44,036 ✭✭✭✭


    Hello all,

    Got a credit card off my bank recently and I'm just wondering is there any benefit in having a Laser card along with it?

    I mean I'm paying €30 stamp duty on the credit card, and another €20 on my Laser / ATM card. Is there a need for them both?

    The credit card can be used to take money out of most ATM's (any that display the Visa symbol which I'd imagine is a few).

    Thanks in advance all.


Comments

  • #2
    Creamy Goodness
    Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    my laser/atm is only 10euro in stamp duty.

    i think they are handy for a state of mind. if i put something on my laser i know that it's paid for there and then and as long as i have money in the account.


  • #3
    Basq
    Registered Users, Registered Users 2 Posts: 44,036 ✭✭✭✭Basq


    Cremo wrote: »
    my laser/atm is only 10euro in stamp duty.

    i think they are handy for a state of mind. if i put something on my laser i know that it's paid for there and then and as long as i have money in the account.
    Ohh.. maybe you're right about a €10. Didn't they reduce the fees this year.. suppose I could live with a tenner being taken out a year.


  • #4
    jameshayes
    Registered Users, Registered Users 2 Posts: 3,772 ✭✭✭jameshayes


    Well if you are taking cash out of an ATM - Laser is cheaper


  • #5
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Plus Laser has a cashback facility, which can be useful


  • #6
    mike65
    Closed Accounts Posts: 88,972 ✭✭✭✭mike65


    As said laser card costs little or nothng to run while CC is expensive for ATM and I think 200 euro is the least you can take out at any one time (could have that wrong).

    Mike.


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  • #7
    Basq
    Registered Users, Registered Users 2 Posts: 44,036 ✭✭✭✭Basq


    Alright.. alright.. i'll stick with it.

    Christ... ye're pushy! :D


  • #8
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    mike65 wrote: »
    As said laser card costs little or nothng to run while CC is expensive for ATM and I think 200 euro is the least you can take out at any one time (could have that wrong).

    Mike.

    You can take as little as a tenner if you want.

    I have both.


  • #9
    mike65
    Closed Accounts Posts: 88,972 ✭✭✭✭mike65


    Hmmm, maybe the Permenent TSB and Visa have some sort of issue.

    Mike.


  • #10
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Most places abroad and online don't take Laser so I use a CC.

    Laser gives me cashback and let's me pay for stuff instantly from my account.


  • #11
    Basq
    Registered Users, Registered Users 2 Posts: 44,036 ✭✭✭✭Basq


    random wrote: »
    Most places abroad and online don't take Laser so I use a CC.
    That's the main reason I got it.. off to the States on Saturday but have $1000 with me also so using CC for large purchases and emergencies.


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