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Car hit while parked-insurance question

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  • 05-06-2008 9:34am
    #1
    m0nsterie
    Registered Users Posts: 139 ✭✭


    Hey all,

    someone hit my car yesterday, it was parked outside my house while I was away at work. Cracked the rear bumper, looks like a truck/van with a towbar (quite high).
    I can live with it...but if I choose to report this to my insurance company, will my premium go up? I have comprehensive insurance, and no-claims protection. I have reported it to the Gardai, just to have an incident number in case I do go to the insurance co. Would you recommend just going to them? Have I anything to lose?

    Thanks


Comments

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    #2
    mike65
    Closed Accounts Posts: 88,978 ✭✭✭✭mike65


    Check your Terms and Conditions, these days many companies allow a claim for a few grand without it effecting the NCB.

    Mike.


  • Options
    #3
    juke
    Registered Users Posts: 1,673 ✭✭✭juke


    I successfully managed to damage my car while "parking" last year. Like you I had full no claims protection. I made the claim without much hassle and my premium is not affected....but I am now tied to that insurance co. for at least a couple of years as any other co. won't quote me due to the claim:(


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    #4
    Randomswinger
    Registered Users Posts: 92 ✭✭Randomswinger


    Your NCB is protected so no problem reporting it. Replacement bumber will be cheap enough (depending on the car of course) and your premium won't be effected


  • Options
    #5
    m0nsterie
    Registered Users Posts: 139 ✭✭m0nsterie


    Thanks guys.


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